4422 Rutledge Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 4422 Rutledge Ave, Ashtabula, OH 44004

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,949 sqft · built 1997
Lot Size0.559 acres (24,350 sqft)
Owner2 Individual Names on Record
Last Sale$262,500 (Nov 2018)
Tax Bill$9,683 (2025)
Deeds & MortgagesApr 2020 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-062-00-031-00

Property Details

APN / Parcel Number

Primary APN48-062-00-031-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,949 sqft Living Area
Gross Area4,187 sqft
1st Floor Area720 sqft
Upper Floors Area363 sqft
Basement Area512 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeFrame
Lot Area24,350 sqft (0.559 acres)
TerrainLow
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area726 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area165 sqft
Deck AreaDeck Area
Patio Area269 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4422 RUTLEDGE AVE
CityASHTABULA
StateOH
Zip44004-8637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#31 & S 1/2 12 STONEGATE
Legal SubdivisionSTONEGATE
Legal Lot Number31,12
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group2
Census Block2020
Census Tract603

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1622 PLEASANTVIEW AVE, ASHTABULA, OH 44004-2436
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE ANDOVER BANK
Nov 8, 2018Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2018 · Amount on Record
Deed SaleNov 8, 2018 · Amount on Record
Prior SaleApr 9, 1997 · Amount on Record
Deed Document Number201811487
Deed Book / Page671 / 1985
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address4422 RUTLEDGE AVE, ASHTABULA, OH 44004-8637
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003920
DateApr 30, 2020
Book Page707/1001
Instrument202000003920
Lender
NameTHE ANDOVER BANK
TypeBank
AddressASHTABULA, OH 44005
Agreement
TypeConventional Mortgage

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateNov 8, 2018
Property Address4422 RUTLEDGE AVE, ASHTABULA, OH 44004-8637
Document Number0000011487
Book / Page671 / 1985
Map ReferenceVOL 15 PG 80
Instrument DateNov 7, 2018
Instrument201800011487
Transaction TypeTransfer
Record UpdatedMay 17, 2022
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4422 RUTLEDGE AVE, ASHTABULA, OH 44004-8637

Mortgage

Document Number0000011488
DateNov 8, 2018
Instrument201800011488
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,683.00 (+74.75%)$115,680 (-) Land $13,650 Building $102,030$330,500 (-) Land $39,000 Building $291,500
2023$5,541.00 (+15.01%) Homeowner's exemption$115,680 (+34.4%) Land $13,650 Building $102,030$330,500 (+34.4%) Land $39,000 Building $291,500
2022$4,818.00 Homeowner's exemption$86,070 Land $10,500 Building $75,570
2020$245,900 Land $30,000 Building $215,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL · Fiber in parts of the area
100 / 20

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