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443 Willow Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 443 Willow Lake Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,965 sqft · built 2020
Lot Size0.21 acres (9,147 sqft)
Owner2 Individual Names on File
Last Sale$385,030 (Jul 2020)
Tax Bill$4,057 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028991-2680

Property Details

APN / Parcel Number

Primary APN028991-2680

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area2,965 sqft Living Area
Gross Area3,561 sqft
1st Floor Area2,584 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area596 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area221 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address443 WILLOW LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-9347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description93/36-44 GRAN LAKE PHASE 2 LOT 268 OR4980/81
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionGRAN LAKE PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number268
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1002
Census Tract20906

Owner

Source: St. Johns County records · APN 028991-2680

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address443 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9347
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO MORTGAGE SOLUTIONS CORP
Jul 02, 2020Warranty Deed, Subdivision Related Transfer · FHA Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2020 · Amount on Record
Deed SaleJul 02, 2020 · Amount on Record
Deed Document Number202052839
Deed Book / Page4980 / 81
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address443 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9347
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address443 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9347

Mortgage

Document Number0055961713
DateJul 13, 2022
Book Page5596/1713
Instrument2022068704
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

July 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 02, 2020
Property Address443 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9347
Document Number0049800081
Book / Page4980 / 81
Map ReferenceMB 93 PG 36-44
Instrument DateJun 30, 2020
Instrument2020052839
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,695.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address443 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9347

Mortgage

Document Number498083
DateJul 02, 2020
Instrument4980/83
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$323,732 (+2.7%)$517,380 (-1.09%) Land $125,000 Building $392,380
2025$4,057.00 (+12.69%) Homeowner's exemption$315,221 (+2.9%)$523,096 (-0.68%) Land $115,000 Building $408,096
2024$3,600.00 (+2.01%) Homeowner's exemption$306,337 (+3%)$526,690 (+4.04%) Land $110,000 Building $416,690
2023$3,529.00 (+2.95%) Homeowner's exemption$297,415 (+3%)$506,226 (+15.63%) Land $106,000 Building $400,226
2022$3,428.00 Homeowner's exemption$288,752$437,799 Land $84,000 Building $353,799

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 962 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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