Vance County property record for 443 Waterfall Rd, Henderson, NC 27537
| Property Type | Single Family Home |
|---|---|
| Details | 1,808 sqft · built 2021 |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jan 2024) |
| Tax Bill | $1,845 (2023) |
| Deeds & Mortgages | Jan 2024 Sale Jan 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0412D01025 |
| Primary APN | 0412D01025 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,808 sqft Finished Area |
|---|
| Year Built | Built 2021 |
|---|
| Heating System | HVAC |
|---|
| Account Number | 1032670 |
|---|---|
| Street Address | 443 WATERFALL RD |
| City | HENDERSON |
| State | NC |
| Zip | 27537-6987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 443 WATERFALL RD LOT 75 0.241 |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | DABNEY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 960300 |
Source: Vance County records, as of February 8, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 443 WATERFALL RD, HENDERSON, NC 27537-6987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2024 | Warranty Deed, Transfer |
| Jan 17, 2024 | Warranty Deed, Transfer |
| Sep 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Feb 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 27, 2021 | Special Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on Record |
| Deed Sale | Jan 31, 2024 · Amount on Record |
| Prior Sale | Jan 17, 2024 · Amount on Record |
| Deed Document Number | 297 |
| Deed Book / Page | 1442 / 334 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Jan 31, 2024 |
| Property Address | 443 WATERFALL RD, HENDERSON, NC 27537-6987 |
| Document Number | 001442/334 |
| Book / Page | 1442 / 334 |
| Map Reference | MB Z PG 368 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 297 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 PEBBLESTONE DR, DURHAM, NC 27703-6333 |
| Name | Verified Name |
|---|---|
| Address | 443 WATERFALL RD, HENDERSON, NC 27537-6987 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Jan 17, 2024 |
| Property Address | 443 WATERFALL RD, HENDERSON, NC 27537-6987 |
| Document Number | 01441/1183 |
| Book / Page | 1441 / 1183 |
| Map Reference | MB Z PG 368 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 160 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $528.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10801 RIO SPRINGS DR # DR204, DR204, RALEIGH, NC 27614-7816 |
| Name | Verified Name |
|---|---|
| Address | 302 PEBBLESTONE DR, DURHAM, NC 27703-6332 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 443 WATERFALL RD, HENDERSON, NC 27537-6987 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 443 WATERFALL RD, HENDERSON, NC 27537-6987 |
| Document Number | 001437/787 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 1437/787 |
| Instrument | 3316 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 443 WATERFALL RD, HENDERSON, NC 27537-6987 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 443 WATERFALL RD, HENDERSON, NC 27537-6987 |
| Document Number | 001428/176 |
|---|---|
| Date | Feb 9, 2023 |
| Book Page | 1428/176 |
| Instrument | 463 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Oct 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Sep 27, 2021 |
| Property Address | 443 WATERFALL RD, HENDERSON, NC 27537-6987 |
| Document Number | 001402/511 |
| Book / Page | 1402 / 511 |
| Map Reference | MB Z PG 368 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 4116 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | NOT AVAILABLE, PARKWAY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $444.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3091 GOVERNORS LAKE DR # DR300, 3091, PEACHTREE CORNERS, GA 30071-1143 |
| Name | Verified Name |
|---|---|
| Address | 443 WATERFALL RD, HENDERSON, NC 27537-6987 |
| Document Number | 0000004117 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 4117 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Vance County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,845.00 | $176,277 Land $18,000 Building $158,277 | $176,277 Land $18,000 Building $158,277 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2005–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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