404 Waterfall Rd, Henderson, NC 27537 Property Records

Vance County property record for 404 Waterfall Rd, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,752 sqft · built 2021
Lot Size	0.232 acres (10,106 sqft)
Owner	Company Name on File
Tax Bill	$1,792 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0412D01039`

Property Details

APN / Parcel Number

Primary APN	`0412D01039`
Alternative APNs	`041202001` `1032459` `1036742`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,752 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	10,106 sqft (0.232 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1036742
Street Address	404 WATERFALL RD
City	HENDERSON
State	NC
Zip	27537-6987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	404 WATERFALL RD LOT 89 .232
Legal Subdivision	HUNTSTONE SUBDIVISION
Legal Block	01
Legal Lot Number	89
Jurisdiction	VANCE NC
Township / Civil Division	DABNEY
Census Block Group	3
Census Block	3021
Census Tract	960300

Owner

404 Waterfall Rd is owned by a company that acquired it in June 2023.

Source: Vance County records, as of October 16, 2026

Owner of Record	Company Name on File
Mailing Address	320 N SANGAMON ST, 1275, CHICAGO, IL 60607-1313
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Intrafamily Transfer, Transfer · Unknown METROPOLITAN LIFE INSURANCE COMPANY
Nov 1, 2021	Special Warranty Deed, Transfer PARKWAY TITLE INC, PARKWAY TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 23, 2023
Transfer Doc	001434/133
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VANCE NC
Recording Date	Jun 26, 2023
Property Address	404 WATERFALL RD, HENDERSON, NC 27537-6987
Document Number	001434/133
Book / Page	1434 / 133
Map Reference	MB Z PG 368
Instrument Date	Jun 23, 2023
Instrument	2278
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 N SANGAMON ST # 1275, 1275, CHICAGO, IL 60607-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N SANGAMON ST # 1275, 1275, CHICAGO, IL 60607-1313
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002279
Date	Jun 26, 2023
Instrument	02279

Lender

Name	METROPOLITAN LIFE INSURANCE COMPANY
Type	Non-Lending Institution

Agreement

Type	Unknown
Amount	Amount on Record
Term	60 Months
Due	Jun 23, 2028

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Nov 1, 2021
Property Address	404 WATERFALL RD, HENDERSON, NC 27537-6987
Document Number	001405/447
Book / Page	1405 / 447
Map Reference	MB Z PG 368
Instrument Date	Oct 28, 2021
Instrument	4781
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$3,404.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 N MICHIGAN AVE, CHICAGO, IL 60611-1779
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 404 Waterfall Rd was $1,792.

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,792.00	$223,226 (-) Land $9,200 Building $214,026	$223,226 (-) Land $9,200 Building $214,026
2025	$1,792.00	$223,226 Land $9,200 Building $214,026	$223,226 Land $9,200 Building $214,026
2023	$1,695.00	$173,197 Land $18,000 Building $155,197	$173,197 Land $18,000 Building $155,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Waterfall Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Waterfall Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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