443 W Main St, Elkin, NC 28621 Property Records

Surry County property record for 443 W Main St, Elkin, NC 28621

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,475 sqft · built 1950
Lot Size	0.363 acres (15,812 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Aug 2025)
Tax Bill	$1,496 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4951-17-12-7206`

Property Details

APN / Parcel Number

Primary APN	`4951-17-12-7206`
Alternative APNs	`100050914` `100125437`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,475 sqft Living Area
1st Floor Area	1,949 sqft
Basement Area	948 sqft
Finished Basement	526 sqft
Unfinished Basement	422 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	15,812 sqft (0.363 acres)
Porch	Slab
Porch Area	137 sqft
Patio Area	433 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	100125437
Street Address	443 W MAIN ST
City	ELKIN
State	NC
Zip	28621-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	443 W MAIN ST
Legal Subdivision	ELKIN G - RESIDENTIAL
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	3
Census Block	3016
Census Tract	930901

Owner

Source: Surry County records · APN 4951-17-12-7206

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	443 W MAIN ST, ELKIN, NC 28621-3315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Dec 21, 2022 · Amount on Record
Deed Document Number	2025727205
Deed Book / Page	1944 / 918
Prior Transfer Date	Feb 23, 2015
Prior Transfer Doc	1510/0442
Record Updated	Jun 08, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 21, 2022
Property Address	443 W MAIN ST, ELKIN, NC 28621-3315
Document Number	001840/281
Book / Page	1840 / 281
Instrument Date	Dec 21, 2022
Instrument	701871
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 W MAIN ST, ELKIN, NC 28621-3315

Mortgage

Document Number	0000701872
Date	Dec 21, 2022
Instrument	701872

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Elkin Town
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,496.00 (+32.62%)	$228,710 (+11.92%) Land $25,300 Building $203,410	$228,710 (+11.92%) Land $25,300 Building $203,410
2023	$1,128.00	$204,350 Land $25,300 Building $179,050	$204,350 Land $25,300 Building $179,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), as of January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 39 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0286020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF ELKIN serves 4,076 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.