Surry County property record for 436 W Main St, Elkin, NC 28621
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,393 sqft · built 1889 |
| Lot Size | 0.676 acres (29,447 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $162,500 (Apr 2010) |
| Tax Bill | $2,536 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4951-13-12-7507 |
| Primary APN | 4951-13-12-7507 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,276 sqft Living Area |
| 1st Floor Area | 2,436 sqft |
| Basement Area | 675 sqft |
| Unfinished Basement | 675 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gambrel |
| Roof Material | Wood Shingle |
| Lot Area | 29,447 sqft (0.676 acres) |
| Porch | Patio |
| Porch Area | 153 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100069347 |
|---|---|
| Street Address | 436 W MAIN ST |
| City | ELKIN |
| State | NC |
| Zip | 28621-3316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | 436 W MAIN ST |
| Legal Subdivision | ELKIN G - RESIDENTIAL |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 930901 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 436 W MAIN ST, ELKIN, NC 28621-3316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2010 · Amount on Record |
| Deed Sale | Apr 30, 2010 · Amount on Record |
| Prior Sale | Aug 31, 2006 · Amount on Record |
| Deed Document Number | 2010577231 |
| Deed Book / Page | 1325 / 762 |
| Prior Transfer Date | Aug 25, 2006 |
| Prior Transfer Doc | 1151/0118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 436 W MAIN ST, ELKIN, NC 28621-3316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001882/619 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 1882/619 |
| Instrument | 712825 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.07% |
| Index | 5-Year CMT |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Municipality | Elkin Town |
| Unified School District | Elkin City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,536.00 (+156.68%) | $126,810 (-14.32%) Land $23,000 Building $103,810 | $126,810 (-14.32%) Land $23,000 Building $103,810 |
| 2025 | $988.00 (+41.34%) | $148,010 (+16.72%) Land $23,000 Building $125,010 | $148,010 (+16.72%) Land $23,000 Building $125,010 |
| 2023 | $699.00 | $126,810 Land $23,000 Building $103,810 | $126,810 Land $23,000 Building $103,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKIN serves 4,076 people · EPA ID NC0286020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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