San Diego County property record for 443 Via Cruz, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,200 sqft · built 1990 |
| Lot Size | 0.145 acres (6,312 sqft) |
| Owner | Company Name on File |
| Last Sale | $365,000 (Oct 2011) |
| Tax Bill | $5,162 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-590-16-00 |
| Primary APN | 160-590-16-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,200 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 6,312 sqft (0.145 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 443 VIA CRUZ |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-8523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 45 TR 012349 |
| Legal Subdivision | MESA VISTA |
| Legal Tract | 012349 |
| Legal Block | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18522 |
443 Via Cruz is owned by a company that acquired it in February 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 443 VIA CRUZ, OCEANSIDE, CA 92057-8523 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Mar 16, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2011 · Amount on File |
| Deed Sale | Oct 31, 2011 · Amount on File |
| Prior Sale | Nov 1, 1989 · Amount on File |
| Deed Document Number | 2011574460 |
| Last Transfer Date | Feb 10, 2021 |
| Transfer Doc | 0000204934 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 443 VIA CRUZ, OCEANSIDE, CA 92057-8523 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 443 VIA CRUZ, OCEANSIDE, CA 92057-8523 |
| Document Number | 0000482328 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021-0482328 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 16, 2021 |
| Property Address | 443 VIA CRUZ, OCEANSIDE, CA 92057-8523 |
| Document Number | 0000204934 |
| Map Reference | MAP 12349 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2021-0204934 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 443 VIA CRUZ, OCEANSIDE, CA 92057-8523 |
The 2025 property tax bill for 443 Via Cruz was $5,162.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $467,614 (+2%) Land $190,172 Building $277,442 | |
| 2025 | $5,162.00 | $458,446 Land $186,444 Building $272,002 |
| 2023 | $4,907.00 (+1.53%) | $440,646 Land $179,205 Building $261,441 |
| 2022 | $4,833.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 443 Via Cruz in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 443 Via Cruz has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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