San Diego County property record for 441 Via Cruz, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,442 sqft · built 1990 |
| Lot Size | 0.146 acres (6,349 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $828,000 (Jun 2022) |
| Tax Bill | $888 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-590-15-00 |
| Primary APN | 160-590-15-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,442 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 6,349 sqft (0.146 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 441 VIA CRUZ |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-8523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 44 TR 012349 |
| Legal Subdivision | MESA VISTA |
| Legal Tract | 012349 |
| Legal Block | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18522 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 441 VIA CRUZ, OCEANSIDE, CA 92057-8523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 14, 2022 | Grant Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Jun 14, 2022 | Intrafamily Transfer, Transfer LAWYERS TITLE |
| Dec 16, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Prior Sale | Dec 11, 2014 · Amount on Record |
| Deed Document Number | 2022248549 |
| Prior Transfer Date | Jun 3, 2022 |
| Prior Transfer Doc | 0000248550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 14, 2022 |
| Property Address | 441 VIA CRUZ, OCEANSIDE, CA 92057-8523 |
| Document Number | 0000248549 |
| Map Reference | MAP 12349 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022-0248549 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 441 VIA CRUZ, OCEANSIDE, CA 92057-8523 |
| Document Number | 0000248551 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022-0248551 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 14, 2022 |
| Property Address | 441 VIA CRUZ, OCEANSIDE, CA 92057-8523 |
| Document Number | 0000248550 |
| Map Reference | MAP 12349 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022-0248550 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 VIA CRUZ, OCEANSIDE, CA 92057-8523 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 16, 2020 |
| Property Address | 441 VIA CRUZ, OCEANSIDE, CA 92057-8523 |
| Document Number | 0000807164 |
| Map Reference | MAP 12349 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 2020-0807164 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 441 VIA CRUZ, OCEANSIDE, CA 92057-8523 |
| Document Number | 0000807165 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020-0807165 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $333,809 (+339.59%) Land $260,395 Building $73,414 | |
| 2025 | $888.00 (+2.07%) | $75,936 (-90.41%) Land $37,968 Building $37,968 |
| 2024 | $870.00 (+3.2%) | |
| 2023 | $843.00 (-82.26%) | $792,000 Land $396,000 Building $396,000 |
| 2022 | $4,752.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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