443 Robert Dr, Ballston Spa, NY 12020 Property Records

Saratoga County and Ballston Town property record for 443 Robert Dr, Ballston Spa, NY 12020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,309 sqft · built 2004
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (Dec 2014)
Tax Bill	$11,142 (2025)
Deeds & Mortgages	Jul 2022 Refinance Jan 2022 Refinance + 3 more
APN	`412089 216.17-1-41`

Property Details

APN / Parcel Number

Primary APN	`412089 216.17-1-41`
Alternative APN	`208921601700010410000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,309 sqft Living Area
1st Floor Area	2,275 sqft
2nd Floor Area	2,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	200 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	443 ROBERT DR
City	BALLSTON SPA
State	NY
Zip	12020-3548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	SARATOGA NY
Township / Civil Division	BALLSTON
Census Block Group	2
Census Block	2015
Census Tract	61701

Owner

Source: Saratoga County and Ballston Town records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	443 ROBERT DR, BALLSTON SPA, NY 12020-3548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed, Transfer · Stand-Alone Refinance TRUSTCO BANK
Jan 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Oct 25, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS
Oct 24, 2016	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Oct 24, 2016	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2014 · Amount on Record
Deed Sale	Dec 9, 2014 · Amount on Record
Prior Sale	Aug 25, 2004 · Amount on Record
Deed Book / Page	2014 / 35902
Last Transfer Date	Jul 6, 2022
Transfer Doc	0000023064
Record Updated	Jun 8, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SARATOGA NY
Recording Date	Jul 14, 2022
Property Address	443 ROBERT DR, BALLSTON SPA, NY 12020-3548
Document Number	0000023064
Instrument Date	Jul 6, 2022
Instrument	2022023064
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 ROBERT DR, BALLSTON SPA, NY 12020-3548

Mortgage

Document Number	0000023065
Date	Jul 14, 2022
Instrument	2022023065

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	443 ROBERT DR, BALLSTON SPA, NY 12020-3548
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001489
Date	Jan 12, 2022
Instrument	2022001489

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	443 ROBERT DR, BALLSTON SPA, NY 12020-3548
Document Number	0000031468
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	443 ROBERT DR BALLSTON SPA NY 120203548, BALLSTON SPA, NY 12020-3548

Mortgage

Document Number	0000031468
Date	Nov 4, 2019
Instrument	31468

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	443 ROBERT DR, BALLSTON SPA, NY 12020-3548
Document Number	0000023525
Instrument Date	Oct 24, 2016
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	WEBTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	443 ROBERT DR BALLSTON SPA NY 120203548, BALLSTON SPA, NY 12020-3548

Mortgage

Document Number	0000023525
Date	Jul 27, 2017
Instrument	23525

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	443 ROBERT DR, BALLSTON SPA, NY 12020-3548
Document Number	0000023524
Instrument Date	Oct 24, 2016
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	WEBTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	443 ROBERT DR BALLSTON SPA NY 120203548, BALLSTON SPA, NY 12020-3548

Mortgage

Document Number	0000023524
Date	Jul 27, 2017
Instrument	23524

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

Source: Saratoga County and Ballston Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Ballston Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,142.00	$495,000 (+46.23%) Land $42,600 Building $452,400	$779,650 (+62.38%) Land $67,097 Building $712,553
2023		$338,500 Land $42,600 Building $295,900	$480,142 Land $60,426 Building $419,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2017–2019)
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURNT HILLS-BALLSTON LK WD serves 10,000 people · EPA ID NY4505658
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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