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440 Robert Dr, Ballston Spa, NY 12020 Property Records

Saratoga County and Ballston Town property record for 440 Robert Dr, Ballston Spa, NY 12020 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,308 sqft · built 2002
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$1,899,745 (Sep 2002)
Tax Bill$6,075 (2025)
Deeds & MortgagesApr 2021 Refinance
Oct 2018 Sale & Mortgage
APN412089 216.17-1-45

Property Details

APN / Parcel Number

Primary APN412089 216.17-1-45
Alternative APN
  • 208921601700010450000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,308 sqft Living Area
1st Floor Area1,220 sqft
2nd Floor Area1,088 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area508 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area64 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address440 ROBERT DR
CityBALLSTON SPA
StateNY
Zip12020-3547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCERT OF MERGER 5/3/96
Legal Block1
Legal Lot Number45.000
JurisdictionSARATOGA NY
Township / Civil DivisionBALLSTON
Census Block Group2
Census Block2017
Census Tract61701

Owner

Source: Saratoga County and Ballston Town records · APN 412089 216.17-1-45

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address440 ROBERT DR, BALLSTON SPA, NY 12020-3547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Oct 23, 2018Warranty Deed, Transfer · Conventional Mortgage
BERKSHIRE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 25, 2002 · Amount on Record
Deed SaleSep 25, 2002 · Amount on Record
Deed Book / Page1624 / 592
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address440 ROBERT DR, BALLSTON SPA, NY 12020-3547
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021012860
DateApr 08, 2021
Instrument2021012860
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term217 Months
DueMay 01, 2039

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARATOGA NY
Recording DateOct 23, 2018
Property Address440 ROBERT DR, BALLSTON SPA, NY 12020-3547
Document Number0000031642
Instrument DateAug 03, 2018
Instrument31642
Transaction TypeTransfer
Record UpdatedNov 08, 2018
Title CompanyHEARTHSTONE ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,520.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address440 ROBERT DR BALLSTON SPA NY 120203547, BALLSTON SPA, NY 12020-3547

Mortgage

Document Number31643
DateOct 23, 2018
Instrument31643
Lender
NameBERKSHIRE BK
TypeBank
AddressPITTSFIELD, MA 01201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 22, 2048

Tax Assessment & Valuation

Source: Saratoga County and Ballston Town records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionBallston Town
Unified School DistrictBallston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,075.00$268,000 (-) Land $42,300 Building $225,700$422,114 (+11.04%) Land $66,625 Building $355,489
2023$268,000 Land $42,300 Building $225,700$380,142 Land $60,000 Building $320,142

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360910617012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2017–2019)
Most Recent ClaimFeb 2019, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Hudson Valley WirelessFixed Wireless (licensed-by-rule)200 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Atlas Connectivity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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