437 River Bluff Dr, Franklin, TN 37064 Property Records

Williamson County property record for 437 River Bluff Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,013 sqft · built 2018
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$494,513 (Sep 2018)
Tax Bill	$3,605 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094089I D 00700`

Property Details

APN / Parcel Number

Primary APN	`094089I D 00700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,013 sqft Living Area
Gross Area	3,189 sqft
Attic	Attic
Attic Area	176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,600 sqft
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	518 sqft
Driveway	Driveway
Driveway Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	437 RIVER BLUFF DR
City	FRANKLIN
State	TN
Zip	37064-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIVERBLUFF SEC2 PB 62 PG 145 LOT 0010 SUBD RIVERBLUFF SEC 2 PB 70 PG 24 LOT 0010
Legal Subdivision	RIVERBLUFF
Legal Lot Number	10
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2006
Census Tract	50908

Owner

437 River Bluff Dr is owned and occupied by an individual who bought it in September 2018.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	437 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage ISERVE RESID'L LNDG
Sep 4, 2018	Special Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Prior Sale	Aug 1, 2016 · Amount on File
Deed Document Number	18035040
Deed Book / Page	7453 / 0626
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	437 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0077990724
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	437 RIVER BLUFF DR FRANKLIN TN 370641641, FRANKLIN, TN 37064-1641

Mortgage

Document Number	0077990724
Date	Nov 6, 2019
Book Page	007799/000724
Instrument	46705

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92127

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

September 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 4, 2018
Property Address	437 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0074530626
Book / Page	7453 / 0626
Map Reference	MB P62 PG145
Instrument Date	Aug 27, 2018
Instrument	18035040
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE CO TENNESSEE D

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,829.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 RIVER BLUFF DR, FRANKLIN, TN 37064-1641

Mortgage

Document Number	0018035041
Date	Sep 4, 2018
Instrument	18035041

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 437 River Bluff Dr was $3,605, down 35.4% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,605.00 (-35.39%)	$230,225 Land $50,000 Building $180,225	$920,900 Land $200,000 Building $720,900
2024	$5,580.00 (+1%)
2023	$2,790.00	$129,425 (-) Land $27,500 Building $101,925	$517,700 (-) Land $110,000 Building $407,700
2022	$2,790.00	$129,425 Land $27,500 Building $101,925	$517,700 Land $110,000 Building $407,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 437 River Bluff Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 River Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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