443 Montecito Ave, Billings, MT 59105 Property Records

Yellowstone County property record for 443 Montecito Ave, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 2025
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on File
Last Sale	$565,136 (Dec 2025)
Tax Bill	$1 (2025)
Deeds & Mortgages	May 2025 Construction Loan Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A373820`

Property Details

APN / Parcel Number

Primary APN	`000A373820`
Alternative APNs	`03-1033-09-3-05-21-0000` `000A379860` `R869952` `R883088` `A37986`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,977 sqft (0.252 acres)
Garage Area	896 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	443 MONTECITO AVE
City	BILLINGS
State	MT
Zip	59105-3872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH SIERRA SUB 21ST FILING (24), S09, T01 N, R26 E, BLOCK 14, LOT 11
Legal Range	26E
Legal Township	01N
Legal Section	09
Legal Subdivision	HIGH SIERRA SUB 21ST FILING (24)
Legal Block	14
Legal Lot Number	11
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	4
Census Block	4017
Census Tract	1402

Owner

443 Montecito Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	443 MONTECITO AVE, BILLINGS, MT 59105-3872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed of Trust, Mortgage · Construction Mortgage STOCKMAN BANK OF MONTANA
Dec 18, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOWERDOTCOM LLC
Apr 23, 2025	Warranty Deed, Transfer HIGH SIERRA II INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Apr 23, 2025 · Amount on File
Deed Document Number	20254122235
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	443 MONTECITO AVE, BILLINGS, MT 59105-3872
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 BIRDIE LN, BILLINGS, MT 59106-3006

Mortgage

Document Number	0004102449
Date	May 14, 2025
Instrument	4102449

Lender

Name	STOCKMAN BANK OF MONTANA
Type	Bank
Address	BILLINGS, MT 59108

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Nov 12, 2025

Interest

Rate Type	Adjustable Rate

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 18, 2025
Property Address	443 MONTECITO AVE, BILLINGS, MT 59105-3872
Document Number	0004122235
Map Reference	DOC 4051301
Instrument Date	Dec 18, 2025
Instrument	4122235
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	443 MONTECITO AVE, BILLINGS, MT 59105-3872

Mortgage

Document Number	0004122236
Date	Dec 18, 2025
Instrument	4122236

Lender

Name	LOWERDOTCOM LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 23, 2025
Property Address	443 MONTECITO AVE, BILLINGS, MT 59105-3872
Document Number	0004100799
Map Reference	DOC 4051301
Instrument Date	Apr 21, 2025
Instrument	4100799
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 BIRDIE LN, BILLINGS, MT 59106-3006

Mortgage

Document Number	0004100800
Date	Apr 23, 2025
Instrument	4100800

Lender

Name	HIGH SIERRA II INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	13 Months
Due	Apr 30, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 443 Montecito Ave was $1.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Secondary School District	Billings High School District (09 - 12)
Elementary School District	Independent Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,836 (+2,812,14%) Land $81,406 Building $340,430	$421,836 (+2,812,14%) Land $81,406 Building $340,430
2025	$1.00	$15	$15 Land $15

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 443 Montecito Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 Montecito Ave is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Montana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink.

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