437 Montecito Ave, Billings, MT 59105 Property Records

Yellowstone County property record for 437 Montecito Ave, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,256 sqft · built 2025
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on Record
Last Sale	$446,747 (Jun 2026)
Tax Bill	$1 (2025)
Deeds & Mortgages	Jul 2025 Construction Loan Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A373810`

Property Details

APN / Parcel Number

Primary APN	`000A373810`
Alternative APNs	`03-1033-09-3-05-19-0000` `000A379850` `R869951` `R883087` `A37985`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,256 sqft
Basement Area	1,256 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,714 sqft (0.223 acres)
Garage Area	828 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	437 MONTECITO AVE
City	BILLINGS
State	MT
Zip	59105-3872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH SIERRA SUB 21ST FILING (24), S09, T01 N, R26 E, BLOCK 14, LOT 10
Legal Range	26E
Legal Township	01N
Legal Section	09
Legal Subdivision	HIGH SIERRA SUB 21ST FILING (24)
Legal Block	14
Legal Lot Number	10
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	4
Census Block	4017
Census Tract	1402

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	437 MONTECITO AVE, BILLINGS, MT 59105-3872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK & TRUST
Jun 8, 2026	Warranty Deed · Conventional Mortgage FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY
Jun 27, 2025	Warranty Deed, Transfer HIGH SIERRA II INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Jun 27, 2025
Deed Document Number	20264135808
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	437 MONTECITO AVE, BILLINGS, MT 59105-3872
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 20174, BILLINGS, MT 59104-0174
Investor	Possibly a Property Investor

Mortgage

Document Number	0004108062
Date	Jul 22, 2025
Instrument	4108062

Lender

Name	FIRST FEDERAL BANK & TRUST
Type	Bank
Address	SHERIDAN, WY 82801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2026

June 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 8, 2026
Property Address	437 MONTECITO AVE, BILLINGS, MT 59105-3872
Document Number	0004135808
Instrument Date	Jun 8, 2026
Instrument	20264135808
Record Updated	Jun 16, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	437 MONTECITO AVE, BILLINGS, MT 59105-3872

Mortgage

Document Number	0004135809,
Date	Jun 8, 2026
Instrument	20264135809

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 27, 2025
Property Address	437 MONTECITO AVE, BILLINGS, MT 59105-3872
Document Number	0004106161
Map Reference	DOC 4051301
Instrument Date	Jun 27, 2025
Instrument	4106161
Transaction Type	Transfer
Record Updated	Jun 24, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 301, MOUNT VERNON, OR 97865-0301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 20174, BILLINGS, MT 59104-0174
Investor	Possibly a Property Investor

Mortgage

Document Number	0004106162
Date	Jun 27, 2025
Instrument	4106162

Lender

Name	HIGH SIERRA II INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	18 Months
Due	Nov 30, 2026

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Secondary School District	Billings High School District (09 - 12)
Elementary School District	Independent Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,617 (+718,592.86%) Land $77,617 Building $23,000	$100,617 (+718,592.86%) Land $77,617 Building $23,000
2025	$1.00 (-99.91%)	$14 Land $14	$14 Land $14
2023	$1,079.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 44% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: Nemont.

Nearby Properties on Montecito Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures