443 Mallard Loop Dr, Clayton, NC 27527 Property Records

Johnston County property record for 443 Mallard Loop Dr, Clayton, NC 27527

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,441 sqft · built 2018
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jul 2024)
Tax Bill	$2,486 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16K05108E`

Property Details

APN / Parcel Number

Primary APN	`16K05108E`
Alternative APNs	`2000215713` `2000271653`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,441 sqft Living Area
Gross Area	3,083 sqft
1st Floor Area	1,632 sqft
Attic	Attic
Attic Area	809 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000271653
Street Address	443 MALLARD LOOP DR
City	CLAYTON
State	NC
Zip	27527-6718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 109 BEDFORD AT FLOWERS PLNT PH 1 86/149-151
Legal Subdivision	PHASE 1 BEDFORD AT FLOWERS PLANTATION
Legal Phase	1
Legal Lot Number	109
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILDERS
Census Block Group	1
Census Block	1006
Census Tract	40208

Owner

443 Mallard Loop Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	443 MALLARD LOOP DR, CLAYTON, NC 27527-6718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 16, 2023	Warranty Deed, Transfer
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jan 22, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on File
Deed Sale	Jul 15, 2024 · Amount on File
Prior Sale	Feb 16, 2023 · Amount on File
Deed Document Number	202420962
Deed Book / Page	6704 / 79
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	443 MALLARD LOOP DR, CLAYTON, NC 27527-6718
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 MALLARD LOOP DR, CLAYTON, NC 27527-6718

Mortgage

Document Number	0000037408
Date	Nov 24, 2025
Book Page	DEED7006/206
Instrument	2025037408

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2055

Interest

Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 16, 2023
Property Address	443 MALLARD LOOP DR, CLAYTON, NC 27527-6718
Document Number	0000004167
Book / Page	6422 / 313
Map Reference	MB 88 PG 149-151
Instrument Date	Feb 16, 2023
Instrument	2023004167
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Amount	Amount on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9989 NC HIGHWAY 96 N, SELMA, NC 27576-6058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 MALLARD LOOP DR, CLAYTON, NC 27527-6718

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	443 MALLARD LOOP DR, CLAYTON, NC 27527-6718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000665628
Date	Jun 26, 2020
Book Page	5627/820
Instrument	2020665628

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 22, 2019
Property Address	443 MALLARD LOOP DR, CLAYTON, NC 27527-6718
Document Number	0000598789
Book / Page	5282 / 0081
Map Reference	MB 88 PG 149-151
Instrument Date	Dec 19, 2018
Instrument	2019598789
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1210 TRINITY RD # 102, 1210, CARY, NC 27513-6245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 MALLARD LOOP DR, CLAYTON, NC 27527-6718

Mortgage

Document Number	0000598790
Date	Jan 22, 2019
Instrument	2019598790

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 443 Mallard Loop Dr was $2,486.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,486.00	$397,910 Land $70,000 Building $327,910	$397,910 Land $70,000 Building $327,910
2023	$2,356.00	$290,920 Land $66,000 Building $224,920	$290,920 Land $66,000 Building $224,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 443 Mallard Loop Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 Mallard Loop Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOWERS PLANTATION private · serves 12,809 people · EPA ID NC0351195
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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