437 Mallard Loop Dr, Clayton, NC 27527 Property Records

Johnston County property record for 437 Mallard Loop Dr, Clayton, NC 27527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,690 sqft · built 2018
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$422,000 (Aug 2021)
Tax Bill	$2,475 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16K05108D`

Property Details

APN / Parcel Number

Primary APN	`16K05108D`
Alternative APN	`2000242338`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,690 sqft Living Area
Gross Area	4,085 sqft
1st Floor Area	1,192 sqft
Attic	Attic
Attic Area	785 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000242338
Street Address	437 MALLARD LOOP DR
City	CLAYTON
State	NC
Zip	27527-6718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 110 BEDFORD AT FLOWERS PLNT PH 1 86/149-151
Legal Phase	1
Legal Lot Number	110
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILDERS
Census Block Group	1
Census Block	1006
Census Tract	40208

Owner

437 Mallard Loop Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	437 MALLARD LOOP DR, CLAYTON, NC 27527-6718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Special Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jun 21, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC
Oct 22, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on File
Deed Sale	Aug 27, 2021 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	2021767487
Deed Book / Page	6030 / 232
Record Updated	Oct 29, 2026

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Aug 27, 2021
Property Address	437 MALLARD LOOP DR, CLAYTON, NC 27527-6718
Document Number	0000767487
Book / Page	6030 / 232
Map Reference	MB 86 PG 149-151
Instrument Date	Jul 30, 2021
Instrument	2021767487
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$844.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 2ND AVE # AVE31, 1301, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 MALLARD LOOP DR, CLAYTON, NC 27527-6718

Mortgage

Document Number	0000767488
Date	Aug 27, 2021
Instrument	2021767488

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 21, 2021
Property Address	437 MALLARD LOOP DR, CLAYTON, NC 27527-6718
Document Number	0000755812
Book / Page	5967 / 183
Map Reference	MB 86 PG 149-151
Instrument Date	Jun 18, 2021
Instrument	2021755812
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$754.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	437 MALLARD LOOP DR, 437, CLAYTON, NC 27527-6718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003
Investor	Possibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	437 MALLARD LOOP DR, CLAYTON, NC 27527-6718
Document Number	0000633568
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 MALLARD LOOP DR CLAYTON NC 275276718, CLAYTON, NC 27527-6718

Mortgage

Document Number	0000633568
Date	Oct 28, 2019
Book Page	005456/000313
Instrument	633568

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 437 Mallard Loop Dr was $2,475 with exemptions applied.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,475.00 Disabled Person's exemption Veteran's exemption	$441,120 Land $70,000 Building $371,120	$441,120 Land $70,000 Building $371,120
2023	$2,246.00 Disabled Person's exemption Veteran's exemption	$322,370 Land $66,000 Building $256,370	$322,370 Land $66,000 Building $256,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 Mallard Loop Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Mallard Loop Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOWERS PLANTATION private · serves 12,809 people · EPA ID NC0351195
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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