443 HCR 1439, Covington, TX 76636 Property Records

Hill County property record for 443 HCR 1439, Covington, TX 76636

Property Summary

Property Type	Rural Home
Details	1.5 ba · 3,516 sqft · built 2017
Lot Size	10 acres (435,644 sqft)
Owner	Company Name on File
Last Sale	$943,100 (Mar 2023)
Tax Bill	$15,948 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16010-93200-90333-000000`

Property Details

APN / Parcel Number

Primary APN	`16010-93200-90333-000000`
Alternative APN	`124269`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	3,516 sqft Living Area
Gross Area	6,228 sqft
1st Floor Area	900 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Metal
Roof Type	Gable
Lot Area	435,644 sqft (10 acres)
Garage Type	Carport
Garage Area	660 sqft
Carport	Carport
Carport Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16010-93200-90333-000000
Street Address	443 HCR 1439
City	COVINGTON
State	TX
Zip	76636-4574
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W WEATHEREAD A-932 TR 33C 10.001 AC
Legal Subdivision	W WEATHEREAD A-
Legal Tract	33C
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	1
Census Block	1033
Census Tract	960200

Owner

443 HCR 1439, a rural home, is owned by a company that bought it in March 2023 and is owner-occupied.

Source: Hill County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	443 HCR 1439, COVINGTON, TX 76636-4574
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2017	Deed of Trust, Mortgage · ARM NORTHSTAR BANK
Sep 18, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Mar 21, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Mar 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Prior Sale	Jul 25, 2022 · Amount on File
Deed Document Number	2023145646
Deed Book / Page	2247 / 515
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	443 HCR 1439, COVINGTON, TX 76636-4574
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001900/328
Date	Mar 16, 2017
Book Page	1900/328
Instrument	00087113

Lender

Name	NORTHSTAR BANK
Type	Bank
Address	BIG FALLS, MN 56627

Agreement

Type	ARM
Amount	Amount on Record
Term	61 Months
Due	Apr 13, 2022

Interest

Rate Type	Adjustable Rate
Rate	5.39%
Type Change Date	Mar 13, 2020
Change Frequency	3 Years
Margin	1
Max Rate	18%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	443 HCR 1439, COVINGTON, TX 76636-4574
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002019/225
Date	Sep 18, 2019
Book Page	2019/225
Instrument	00107469

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	443 HCR 1439, COVINGTON, TX 76636-4574
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002205/51
Date	Jul 25, 2022
Book Page	2205/51
Instrument	138522

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	443 HCR 1439, COVINGTON, TX 76636-4574
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001900/325
Date	Mar 21, 2023
Book Page	1900/325
Instrument	145647

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	443 HCR 1439, COVINGTON, TX 76636-4574
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 HCR 1439, COVINGTON, TX 76636-4574

Mortgage

Document Number	00002247/5
Date	Mar 21, 2023
Book Page	2247/5
Instrument	145648

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	11.5%

Tax Assessment & Valuation

The 2026 property tax bill for 443 HCR 1439 was $15,948 with a homeowner's exemption, up 193.5% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,948.00 (+193.49%)	$914,370 (+0.29%) Land $199,020 Building $715,350	$914,370 (+0.29%) Land $199,020 Building $715,350
2025	$5,434.00 Homeowner's exemption	$911,740 Land $199,020 Building $712,720	$911,740 Land $199,020 Building $712,720
2023		$254,320 (+24.29%) Land $165,020 Building $89,300	$254,320 (+24.29%) Land $165,020 Building $89,300
2022	$918.00 Homeowner's exemption	$204,620 Land $115,010 Building $89,610	$204,620 Land $115,010 Building $89,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 443 HCR 1439 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 HCR 1439 is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 81% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODROW OSCEOLA WSC BLANTON WELL PLANT 1 serves 2,526 people · EPA ID TX1090025
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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