423 HCR 1439, Covington, TX 76636 Property Records

Hill County property record for 423 HCR 1439, Covington, TX 76636

Property Summary

Property Type	Rural Home
Details	3 ba · 3,240 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2017)
Tax Bill	$9,711 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16010-93200-90332-000010`

Property Details

APN / Parcel Number

Primary APN	`16010-93200-90332-000010`
Alternative APN	`124267`

Interior

Full Baths	3 Baths
Building Area	3,240 sqft Living Area
Gross Area	8,432 sqft
1st Floor Area	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Metal
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	1,424 sqft
Patio Area	1,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16010-93200-90332-000010
Street Address	423 HCR 1439
City	COVINGTON
State	TX
Zip	76636-4574
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W WEATHEREAD A-932 TR 33B-1 1.00 AC
Legal Subdivision	W WEATHEREAD A-
Legal Tract	33B-1
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	1
Census Block	1033
Census Tract	960200

Owner

423 HCR 1439, a rural home, is owned and occupied by an individual who bought it in November 2017.

Source: Hill County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	423 HCR 1439, COVINGTON, TX 76636-4574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2017	Deed of Trust, Mortgage · Loan Assumption STEPHEN L THORNE SR ETAL
Nov 6, 2017	Deed of Trust, Mortgage · Loan Assumption CITIZENS STATE BANK
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Nov 6, 2017	Intrafamily Transfer, Transfer · Loan Assumption CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2017 · Amount on File
Deed Sale	Nov 6, 2017 · Amount on File
Prior Sale	Dec 23, 2013 · Amount on File
Deed Document Number	201792325
Deed Book / Page	1929 / 592
Prior Transfer Date	Oct 31, 2014
Prior Transfer Doc	001929/592
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	423 HCR 1439, COVINGTON, TX 76636-4574
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001929/616
Date	Nov 6, 2017
Book Page	1929/616
Instrument	00092328

Lender

Name	STEPHEN L THORNE SR ETAL
Type	Private Party
Address	206 NORTH SECOND AVE, LIPSCOMB, TX 79056

Agreement

Type	Loan Assumption
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	423 HCR 1439, COVINGTON, TX 76636-4574
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001929/610
Date	Nov 6, 2017
Book Page	1929/610
Instrument	00092327

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount on Record

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	423 HCR 1439, COVINGTON, TX 76636-4574
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 HCR 1439, COVINGTON, TX 76636-4574

Mortgage

Document Number	002307/175
Date	Mar 14, 2024
Book Page	2307/175
Instrument	155029

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILL TX
Recording Date	Nov 6, 2017
Property Address	423 HCR 1439, COVINGTON, TX 76636-4574
Document Number	001929/592
Book / Page	1929 / 592
Instrument Date	Oct 31, 2014
Instrument	00092325
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2, LIPSCOMB, TX 79056-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 HCR 1439, COVINGTON, TX 76636-4574

Mortgage

Document Number	0000092326
Date	Nov 6, 2017
Instrument	00092326

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 423 HCR 1439 was $9,711 with exemptions applied, up 299.5% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,711.00 (+299.47%)	$556,800 (-0.93%) Land $16,000 Building $540,800	$556,800 (-0.93%) Land $16,000 Building $540,800
2025	$2,431.00 Homeowner's exemption Senior Citizen's exemption	$562,030 Land $16,000 Building $546,030	$562,030 Land $16,000 Building $546,030
2023		$469,360 Land $13,500 Building $455,860	$469,360 Land $13,500 Building $455,860
2022	$2,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 HCR 1439 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 HCR 1439 is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 80% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODROW OSCEOLA WSC BLANTON WELL PLANT 1 serves 2,526 people · EPA ID TX1090025
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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