443 E Kytle St, Cleveland, GA 30528 Property Records

White County property record for 443 E Kytle St, Cleveland, GA 30528

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,170 sqft · built 1931
Lot Size	0.24 acres (10,254 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Feb 2023)
Tax Bill	$1,503 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C01D 071`

Property Details

APN / Parcel Number

Primary APN	`C01D 071`
Alternative APNs	`70961` `86483`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	810 sqft
Upper Floors Area	360 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Reinforced Concrete
Roof Material	Wood Shingle
Lot Area	10,254 sqft (0.24 acres)
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	86483
Street Address	443 E KYTLE ST
City	CLEVELAND
State	GA
Zip	30528-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LL38 LD2 LT17 KYTLE ST
Legal Subdivision	ERNEST LAMAR & RUTH LONDON
Legal Lot Number	17
Jurisdiction	WHITE GA
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1038
Census Tract	950206

Owner

Source: White County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	443 E KYTLE ST, CLEVELAND, GA 30528-1234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Sep 29, 2017	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Jul 3, 2015 · Amount on Record
Deed Document Number	2023438
Deed Book / Page	1885 / 298
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE GA
Recording Date	Feb 17, 2023
Property Address	443 E KYTLE ST, CLEVELAND, GA 30528-1234
Document Number	0018850298
Book / Page	1885 / 298
Instrument Date	Feb 17, 2023
Instrument	2023-000438
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 E KYTLE ST, CLEVELAND, GA 30528-1234

Mortgage

Document Number	0001885301
Date	Feb 17, 2023
Instrument	1885/301

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE GA
Property Address	443 E KYTLE ST, CLEVELAND, GA 30528-1234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016540403
Date	Sep 29, 2017
Book Page	1654/403

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2042

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE GA
Property Address	443 E KYTLE ST, CLEVELAND, GA 30528-1234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016690332
Date	Feb 28, 2018
Book Page	1669/332

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: White County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Cleveland City
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,503.00 (-14.36%)
2025		$67,812 (+80.24%) Land $13,200 Building $54,612	$169,530 (+80.24%) Land $33,000 Building $136,530
2024	$1,755.00 (+143.75%)
2023		$37,624 (+20.71%) Land $12,000 Building $25,624	$94,060 (+20.71%) Land $30,000 Building $64,060
2022	$720.00 Additional exemption filed	$31,168 Land $10,000 Building $21,168	$77,920 Land $25,000 Building $52,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND WATERWORKS serves 5,587 people · EPA ID GA3110000
Water Source	Purchased surface water from WHITE CO WATER & SEWERAGE AUTH
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband, TrailWave.

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