176 E Kytle St, Cleveland, GA 30528 Property Records

White County property record for 176 E Kytle St, Cleveland, GA 30528

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,616 sqft · built 1920
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Feb 2019)
Tax Bill	$1,831 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2019 Sale & Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C01D 109`

Property Details

APN / Parcel Number

Primary APN	`C01D 109`
Alternative APN	`77641`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Bowstring Truss
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Lot Width	300 ft Width
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Patio Area	370 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77641
Street Address	176 E KYTLE ST
City	CLEVELAND
State	GA
Zip	30528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LL38 LD2 REMAINDER
Legal Subdivision	GREEN SP
Jurisdiction	WHITE GA
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3010
Census Tract	950206

Owner

Source: White County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 3379, CLEVELAND, GA 30528-0059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL
Feb 20, 2019	Grant Deed, Transfer · Line of Credit JERRY & WANDA FREEMAN
Jan 17, 2019	Quit Claim Deed, Transfer OTHER
Jan 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 5, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2019 · Amount on Record
Deed Sale	Feb 13, 2019 · Amount on Record
Prior Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	2019301
Deed Book / Page	1704 / 431
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE GA
Property Address	176 E KYTLE ST, CLEVELAND, GA 30528
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 E KYTLE ST, CLEVELAND, GA 30528

Mortgage

Document Number	0018610000000448
Date	Jun 22, 2022
Book Page	0000001861/0000000448

Lender

Name	HOME POINT FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITE GA
Recording Date	Feb 20, 2019
Property Address	176 E KYTLE ST, CLEVELAND, GA 30528
Document Number	0017040431
Book / Page	001704 / 000431
Instrument Date	Feb 13, 2019
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	176 E KYTLE ST CLEVELAND GA 30528, CLEVELAND, GA 30528

Mortgage

Document Number	17040433
Date	Feb 20, 2019
Book Page	001704/000433

Lender

Name	JERRY & WANDA FREEMAN
Address	2588 DUNLAP MILL RD, GAINESVILLE, GA 30506-1848
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Feb 19, 2021

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE GA
Recording Date	Jan 17, 2019
Property Address	176 E KYTLE ST, CLEVELAND, GA 30528
Document Number	0017010558
Book / Page	001701 / 000558
Instrument Date	Jan 16, 2019
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 E KYTLE ST CLEVELAND GA 30528, CLEVELAND, GA 30528

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE GA
Recording Date	Jan 17, 2019
Property Address	176 E KYTLE ST, CLEVELAND, GA 30528
Document Number	0017010557
Book / Page	001701 / 000557
Instrument Date	Jan 16, 2019
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 E KYTLE ST CLEVELAND GA 30528, CLEVELAND, GA 30528

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE GA
Recording Date	Jun 5, 2018
Property Address	176 E KYTLE ST, CLEVELAND, GA 30528
Document Number	0016800385
Book / Page	001680 / 000385
Instrument Date	Jun 4, 2018
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 E KYTLE ST CLEVELAND GA 30528, CLEVELAND, GA 30528

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITE GA
Recording Date	Jun 5, 2018
Property Address	176 E KYTLE ST, CLEVELAND, GA 30528
Document Number	0016800384
Book / Page	001680 / 000384
Instrument Date	Jun 4, 2018
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 E KYTLE ST CLEVELAND GA 30528, CLEVELAND, GA 30528

Tax Assessment & Valuation

Source: White County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Cleveland City
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,831.00 (-29.14%)
2025	$2,584.00 (-1%) Homeowner's exemption	$102,440 (+24.99%) Land $18,400 Building $84,040	$256,100 (+24.99%) Land $46,000 Building $210,100
2024	$2,610.00 (+12.94%)
2023		$81,956 (-) Land $18,400 Building $63,556	$204,890 (-) Land $46,000 Building $158,890
2022	$2,311.00 Additional exemption filed	$81,956 Land $18,400 Building $63,556	$204,890 Land $46,000 Building $158,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND WATERWORKS serves 5,587 people · EPA ID GA3110000
Water Source	Purchased surface water from WHITE CO WATER & SEWERAGE AUTH
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband, TrailWave.

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