4428 Montclair Dr SE, Lacey, WA 98503 Property Records

Thurston County property record for 4428 Montclair Dr SE, Lacey, WA 98503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,643 sqft · built 1963
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$77,000 (Nov 1990)
Tax Bill	$29 (2026)
Deeds & Mortgages	Jul 2022 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6282-00-03200`

Property Details

APN / Parcel Number

Primary APN	`6282-00-03200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,643 sqft Finished Area
1st Floor Area	1,643 sqft
Utility Area	177 sqft
Utility Room	Utility Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	546 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	108 sqft
Deck Area	64 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4428 MONTCLAIR DR SE
City	LACEY
State	WA
Zip	98503-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 29 TOWNSHIP 18 RANGE 1W QUARTER SE NE PLAT MONTCLAIR DIV 2 LT 32 DOCUMENT 013/076
Legal Range	01W
Legal Township	18N
Legal Section	29
Legal Quarter	NE
Legal Subdivision	MONTCLAIR
Legal Lot Number	32
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	4
Census Block	4002
Census Tract	11300

Owner

4428 Montclair Dr SE is owned and occupied by an individual who acquired it in March 2021.

Source: Thurston County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4428 MONTCLAIR DR SE, LACEY, WA 98503-3541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WASHINGTON STATE EMPLOYEES CU
Mar 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Dec 11, 2018	Deed of Trust, Mortgage · FHA Mortgage AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 1990 · Amount on File
Deed Sale	Nov 7, 1990 · Amount on File
Prior Sale	Dec 5, 2008
Deed Document Number	0019900296
Last Transfer Date	Mar 9, 2021
Transfer Doc	0004832360
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4428 MONTCLAIR DR SE, LACEY, WA 98503-3541
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004942580
Date	Jul 22, 2022
Instrument	4942580

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	THURSTON WA
Recording Date	Mar 9, 2021
Property Address	4428 MONTCLAIR DR SE, LACEY, WA 98503-3541
Document Number	0004832360
Map Reference	VOL 14 PG 21
Instrument Date	Mar 4, 2021
Instrument	4832360
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 MONTCLAIR DR SE, LACEY, WA 98503-3541

Mortgage

Document Number	0004832361
Date	Mar 9, 2021
Instrument	4832361

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4428 MONTCLAIR DR SE, LACEY, WA 98503-3541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004661467
Date	Dec 11, 2018
Instrument	4661467

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4428 Montclair Dr SE was $29.

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29.00
2025		$411,600 Land $148,800 Building $262,800	$411,600 Land $148,800 Building $262,800
2023	$3,513.00
2022		$367,400 Land $85,300 Building $282,100	$367,400 Land $85,300 Building $282,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4428 Montclair Dr SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4428 Montclair Dr SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Ziply Fiber.

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