Thurston County property record for 4427 Montclair Dr SE, Lacey, WA 98503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,284 sqft · built 1964 |
| Lot Size | 0.241 acres (10,491 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,719 (Apr 2015) |
| Tax Bill | $29 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 62820001000 |
| Primary APN | 62820001000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 1,942 sqft |
| 1st Floor Area | 1,284 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 10,491 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 484 sqft |
| Patio Area | 90 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4427 MONTCLAIR DR SE |
|---|---|
| City | LACEY |
| State | WA |
| Zip | 98503-3540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD 0-4 |
| Legal Description | SECTION 29 TOWNSHIP 18 RANGE 1W QUARTER SE NE PLAT MONTCLAIR DIV 2 LT 10 DOCUMENT 013/076 |
| Legal Range | 01 |
| Legal Township | 18 |
| Legal Section | 29 |
| Legal Subdivision | MONTCLAIR |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | THURSTON WA |
| Township / Civil Division | OLYMPIA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 11300 |
4427 Montclair Dr SE is owned and occupied by an individual who acquired it in June 2022.
Source: Thurston County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4427 MONTCLAIR DR SE, LACEY, WA 98503-3540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 31, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2015 · Amount on File |
| Deed Sale | Apr 28, 2015 · Amount on File |
| Prior Sale | May 27, 2004 · Amount on File |
| Deed Document Number | 20154442095 |
| Last Transfer Date | Jun 23, 2022 |
| Transfer Doc | 0004949044 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 4427 MONTCLAIR DR SE, LACEY, WA 98503-3540 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005009625 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 5009625 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 15, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Aug 31, 2022 |
| Property Address | 4427 MONTCLAIR DR SE, LACEY, WA 98503-3540 |
| Document Number | 0004949044 |
| Map Reference | DOC 013/076 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 4949044 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18795 BYWOOD DR, COTTONWOOD, CA 96022-8512 |
| Name | Verified Name |
|---|---|
| Address | 4427 MONTCLAIR DR SE, LACEY, WA 98503-3540 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 4427 Montclair Dr SE was $29.
Source: Thurston County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Thurston County |
| Municipality | Lacey City |
| Unified School District | North Thurston Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29.00 | ||
| 2025 | $435,100 Land $151,200 Building $283,900 | $435,100 Land $151,200 Building $283,900 | |
| 2024 | $3,774.00 (+1.81%) | ||
| 2023 | $3,707.00 | ||
| 2022 | $387,800 Land $87,800 Building $300,000 | $387,800 Land $87,800 Building $300,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4427 Montclair Dr SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4427 Montclair Dr SE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
May also be available: Ziply Fiber.
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