Wells County property record for 4427 S 700 E, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,382 sqft · built 1990 |
| Lot Size | 2.75 acres (119,790 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,249 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-07-29-200-007.000-003 |
| Primary APN | 90-07-29-200-007.000-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,382 sqft Living Area |
| 1st Floor Area | 2,070 sqft |
| Attic | Attic |
| Attic Area | 624 sqft |
| Basement Area | 2,598 sqft |
| Unfinished Basement | 2,598 sqft |
| Game Room | Game Room |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 119,790 sqft (2.75 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Solar |
| Account Number | 00001527486 |
|---|---|
| Street Address | 4427 S 700 E |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29-26-13 2.75 N 400' OF S 737' OF W 300' S/2 NW |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40300 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4427 S 700 E, BLUFFTON, IN 46714-9458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Jun 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage IAB FINANACIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 4427 S 700 E, BLUFFTON, IN 46714-9458 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020215693 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 20215693 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 4427 S 700 E, BLUFFTON, IN 46714-9458 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 000958890012 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 142/20 |
| Instrument | 000958890012 |
| Name | IAB FINANACIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 18, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,249.00 (+36.06%) Homeowner's exemption | $432,600 (+33.11%) Land $89,100 Building $343,500 | $432,600 (+33.11%) Land $89,100 Building $343,500 |
| 2024 | $2,388.00 (+30.49%) | ||
| 2023 | $325,000 (+7.72%) Land $66,000 Building $259,000 | $325,000 (+7.72%) Land $66,000 Building $259,000 | |
| 2022 | $1,830.00 | $301,700 Land $49,500 Building $252,200 | $301,700 Land $49,500 Building $252,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
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