4090 S 700 E, Bluffton, IN 46714 Property Records

Wells County property record for 4090 S 700 E, Bluffton, IN 46714

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,878 sqft · built 1975
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`90-07-30-100-002.002-003`

Property Details

APN / Parcel Number

Primary APN	`90-07-30-100-002.002-003`
Alternative APNs	`00016068491` `0020106302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,878 sqft
Basement Area	1,458 sqft
Finished Basement	1,208 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00016068491
Street Address	4090 S 700 E
City	BLUFFTON
State	IN
Zip	46714-9458
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	30-26-13 2.000A PT E NE
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3015
Census Tract	40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4090 S 700 E, BLUFFTON, IN 46714-9458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage USDA FARM SERVICE AGENCY
Aug 8, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 7, 2023
Transfer Doc	0020232461
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Jul 30, 2026
Property Address	4090 S 700 E, BLUFFTON, IN 46714-9458
Document Number	0000002756
Instrument Date	Jul 29, 2026
Instrument	20262756
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4090 S 700 E, BLUFFTON, IN 46714-9458

Mortgage

Document Number	0000002756,
Date	Jul 30, 2026
Instrument	20262756

Lender

Name	USDA FARM SERVICE AGENCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	223 Months
Due	Feb 1, 2045

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Aug 8, 2023
Property Address	4090 S 700 E, BLUFFTON, IN 46714-9458
Document Number	0020232461
Instrument Date	Aug 7, 2023
Instrument	20232461
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4060 S 700 E, BLUFFTON, IN 46714-9458

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00 (+0.37%) Homeowner's exemption	$367,600 (+24.57%) Land $42,500 Building $325,100	$367,600 (+24.57%) Land $42,500 Building $325,100
2024	$2,147.00 (+47.76%)
2023		$295,100 (+23.99%) Land $31,600 Building $263,500	$295,100 (+23.99%) Land $31,600 Building $263,500
2022	$1,453.00	$238,000 Land $25,500 Building $212,500	$238,000 Land $25,500 Building $212,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Watch TV Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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