4427 Mirada Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 4427 Mirada Way, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,886 sqft · built 2013
Lot Size	0.161 acres (6,999 sqft)
Owner	Individual Name on File
Last Sale	$197,800 (Jul 2018)
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3780-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3780-0`
Alternative APNs	`05-2N-23-1200-0000-1430` `23N205120000001430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,886 sqft Living Area
Gross Area	2,378 sqft
1st Floor Area	1,886 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,999 sqft (0.161 acres)
Garage Type	Attached
Garage Area	360 sqft
Porch	Finished/Open Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4427 MIRADA WAY
City	CRESTVIEW
State	FL
Zip	32539-6712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOT 143
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND EST
Legal Lot Number	143
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1032
Census Tract	20702

Owner

4427 Mirada Way is owned by an individual who bought it in July 2018.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	1229 MERRIAM PKWY, O FALLON, IL 62269-7087
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · VA Mortgage FIDELITY BANK
Jul 2, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH
Jul 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Apr 9, 2013 · Amount on File
Deed Document Number	20183217003
Deed Book / Page	3357 / 863
Prior Transfer Date	Jun 1, 2018
Prior Transfer Doc	0033570861
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4427 MIRADA WAY, CRESTVIEW, FL 32539-6712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 WIGWAM PKWY 9202, 9202, HENDERSON, NV 89014-6839

Mortgage

Document Number	0034770253
Date	Jul 22, 2020
Book Page	3477/253
Instrument	3374997

Lender

Name	FIDELITY BANK
Type	Bank
Address	MANDEVILLE, LA 70471

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 2, 2018
Property Address	4427 MIRADA WAY, CRESTVIEW, FL 32539-6712
Document Number	0033570863
Book / Page	003357 / 000863
Instrument Date	Jun 27, 2018
Instrument	3217003
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	MEAD LAW AND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,384.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5534 SAM CARVER RD CRESTVIEW FL 325365577, CRESTVIEW, FL 32536-5577

Mortgage

Document Number	33570865
Date	Jul 2, 2018
Book Page	003357/000865
Instrument	3217004

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 2, 2018
Property Address	4427 MIRADA WAY, CRESTVIEW, FL 32539-6712
Document Number	0033570861
Book / Page	003357 / 000861
Instrument Date	Sep 7, 2017
Instrument	3217002
Transaction Type	Transfer
Record Updated	Jul 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 MATTERHORN DR WICHITA FALLS TX 763102444, WICHITA FALLS, TX 76310-2444

Tax Assessment & Valuation

The 2025 property tax bill for 4427 Mirada Way was $2,528.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,528.00	$252,666 Land $47,080 Building $205,586	$252,666 Land $47,080 Building $205,586
2023	$2,543.00 (+7.39%)	$269,082 (+8.1%) Land $40,000 Building $229,082	$269,082 (+8.1%) Land $40,000 Building $229,082
2022	$2,368.00	$248,927 Land $34,078 Building $214,849	$248,927 Land $34,078 Building $214,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4427 Mirada Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4427 Mirada Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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