4425 Mirada Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 4425 Mirada Way, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,919 sqft · built 2021
Lot Size	0.16 acres (6,999 sqft)
Owner	Individual Name on File
Last Sale	$342,000 (Nov 2025)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3781-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3781-8`
Alternative APN	`05-2N-23-1200-0000-1440`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,919 sqft Heated Area
Gross Area	2,707 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	6,999 sqft (0.16 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4425 MIRADA WAY
City	CRESTVIEW
State	FL
Zip	32539-6712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOT 144
Legal Range	23
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND ESTATES
Legal Lot Number	144
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1032
Census Tract	20702

Owner

4425 Mirada Way is owned and occupied by an individual who bought it in November 2025.

Source: Okaloosa County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4425 MIRADA WAY, CRESTVIEW, FL 32539-6712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 1, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTEED RATE INC
Nov 4, 2020	Warranty Deed, Transfer MOULTON LAND TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Prior Sale	Dec 1, 2021 · Amount on File
Deed Document Number	3783407
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 6, 2025
Property Address	4425 MIRADA WAY, CRESTVIEW, FL 32539-6712
Document Number	0003783407
Map Reference	MB 23 PG 100-102
Instrument Date	Oct 24, 2025
Instrument	3783407
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLNS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4425 MIRADA WAY, CRESTVIEW, FL 32539-6712

Mortgage

Document Number	0003783408
Date	Nov 6, 2025
Instrument	3783408

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 1, 2021
Property Address	4425 MIRADA WAY, CRESTVIEW, FL 32539-6712
Document Number	0035901508
Book / Page	3590 / 1508
Map Reference	MB 23 PG 100-102
Instrument Date	Nov 24, 2021
Instrument	3509256
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,306.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3254 EARL KENNEDY RD, 3254, CRESTVIEW, FL 32539-6041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 MIRADA WAY, CRESTVIEW, FL 32539-6712

Mortgage

Document Number	0035901512
Date	Dec 1, 2021
Instrument	3590/1512

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 4, 2020
Property Address	4425 MIRADA WAY, CRESTVIEW, FL 32539-6712
Document Number	0035032545
Book / Page	003503 / 002545
Instrument Date	Oct 27, 2020
Instrument	3404847
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Tax	$228.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3254 EARL KENNEDY RD CRESTVIEW FL 325396041, CRESTVIEW, FL 32539-6041

Tax Assessment & Valuation

The 2025 property tax bill for 4425 Mirada Way was $2,457 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,457.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$286,399 Land $47,080 Building $239,319	$286,399 Land $47,080 Building $239,319
2023	$2,572.00 (+2.31%) Homeowner's exemption	$291,638 (+3%)	$305,622 (+7.94%) Land $40,000 Building $265,622
2022	$2,514.00 Homeowner's exemption	$283,144 Land $34,078 Building $249,066	$283,144 Land $34,078 Building $249,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4425 Mirada Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4425 Mirada Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

Nearby Properties on Mirada Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures