4426 Winners Gait Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4426 Winners Gait Cir, Pace, FL 32571 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,705 sqft · built 2020
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on File
Last Sale	$273,600 (Apr 2020)
Tax Bill	$3,521 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-2N-29-5781-00E00-0090`

Property Details

APN / Parcel Number

Primary APN	`34-2N-29-5781-00E00-0090`
Alternative APN	`N29234578100E000090`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,705 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	2,705 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	128 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4426 WINNERS GAIT CIR
City	PACE
State	FL
Zip	32571-6376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINNERS GAIT LOT 9 BLK E AS DES IN OR 3943 PG 712 & AS DES IN OR 4464 PG 365
Legal Range	29W
Legal Township	2N
Legal Section	34
Legal Subdivision	WINNERS GAIT
Legal Block	E
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2020
Census Tract	10301

Owner

Source: Santa Rosa County records · APN 34-2N-29-5781-00E00-0090

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4426 WINNERS GAIT CIR, MILTON, FL 32571-6376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 05, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 27, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOME MTG/AMERICA
Jul 25, 2019	Loan Modification, Mortgage · Line of Credit TRUSTMARK NAT'L BK
Jul 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Deed Document Number	202019599
Deed Book / Page	3943 / 712
Last Transfer Date	Dec 07, 2023
Transfer Doc	0044640365
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4426 WINNERS GAIT CIR, PACE, FL 32571-6376
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4426 WINNERS GAIT CIR, PACE, FL 32571-6376

Mortgage

Document Number	0044861399
Date	Mar 26, 2024
Book Page	4486/1399
Instrument	202413040

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	May 01, 2050

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 05, 2024
Property Address	4426 WINNERS GAIT CIR, PACE, FL 32571-6376
Document Number	0044640365
Book / Page	4464 / 365
Map Reference	MB 11 PG 16&17
Instrument Date	Dec 07, 2023
Instrument	202400653
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4426 WINNERS GAIT CIR, PACE, FL 32571-6376

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 27, 2020
Property Address	4426 WINNERS GAIT CIR, PACE, FL 32571-6376
Document Number	0039430712
Book / Page	003943 / 000712
Instrument Date	Apr 23, 2020
Instrument	19599
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,915.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4426 WINNERS GAIT CIR PACE FL 325716376, PACE, FL 32571-6376

Mortgage

Document Number	39430715
Date	Apr 27, 2020
Book Page	003943/000715
Instrument	19600

Lender

Name	HOME MTG/AMERICA
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 25, 2019
Property Address	4426 WINNERS GAIT CIR, PACE, FL 32571-6376
Document Number	0038530800
Book / Page	003853 / 000800
Instrument Date	Jul 25, 2019
Instrument	32340
Transaction Type	Mortgage
Record Updated	Oct 08, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623

Mortgage

Document Number	38530800
Date	Jul 25, 2019
Book Page	003853/000800
Instrument	32340

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	PO BOX 3067, GULF BREEZE, FL 32563

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 25, 2019
Property Address	4426 WINNERS GAIT CIR, PACE, FL 32571-6376
Document Number	0038530797
Book / Page	003853 / 000797
Instrument Date	Jul 25, 2019
Instrument	32339
Transaction Type	Transfer
Record Updated	Oct 03, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,275.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$312,191 (+3.31%)	$363,477 (+0.08%) Land $50,000 Building $313,477
2024	$3,521.00 (+2.65%) Homeowner's exemption	$302,178 (+3%)	$363,175 (+4.29%) Land $48,000 Building $315,175
2023	$3,430.00 (+2.45%) Homeowner's exemption	$293,377 (+3%)	$348,246 (+1.18%) Land $45,000 Building $303,246
2022	$3,348.00 Homeowner's exemption	$284,832	$344,178 Land $41,000 Building $303,178

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 39 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 260 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Winners Gait Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures