Santa Rosa County property record for 4423 Winners Gait Cir, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,563 sqft · built 2014 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Nov 2022) |
| Tax Bill | $3,892 (2024) |
| Deeds & Mortgages | Jul 2024 Mortgage Nov 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-2N-29-5781-00A00-0100 |
| Primary APN | 34-2N-29-5781-00A00-0100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,563 sqft Heated Area |
| Gross Area | 3,620 sqft |
| 1st Floor Area | 3,136 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 12,110 sqft (0.278 acres) |
| Lot Dimensions | 1,380 ft deep x 880 ft wide |
| Garage Area | 573 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 342N29578100A000100 |
|---|---|
| Street Address | 4423 WINNERS GAIT CIR |
| City | PACE |
| State | FL |
| Zip | 32571-6377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WINNERS GAIT LOT 10 BLK A AS DES IN OR 4347 PG 926 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 34 |
| Legal Subdivision | WINNER'S GAIT |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10301 |
Source: Santa Rosa County records · APN 34-2N-29-5781-00A00-0100
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4423 WINNERS GAIT CIR, PACE, FL 32571-6377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 28, 2022 | Warranty Deed, Transfer · Line of Credit NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on Record |
| Deed Sale | Nov 28, 2022 · Amount on Record |
| Prior Sale | Mar 25, 2015 · Amount on Record |
| Deed Document Number | 202265319 |
| Deed Book / Page | 4347 / 926 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4423 WINNERS GAIT CIR, PACE, FL 32571-6377 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4423 WINNERS GAIT CIR, PACE, FL 32571-6377 |
| Investor | Possibly a Property Investor |
| Document Number | 0045250543 |
|---|---|
| Date | Jul 24, 2024 |
| Book Page | 4525/543 |
| Instrument | 202433163 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | Aug 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.9% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 28, 2022 |
| Property Address | 4423 WINNERS GAIT CIR, PACE, FL 32571-6377 |
| Document Number | 0043470926 |
| Book / Page | 4347 / 926 |
| Map Reference | MB 11 PG 17 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 202265319 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3346 QUANTRILL LN, PACE, FL 32571-9838 |
| Name | Verified Name |
|---|---|
| Address | 4423 WINNERS GAIT CIR, PACE, FL 32571-6377 |
| Investor | Possibly a Property Investor |
| Document Number | 0004347928 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 4347/928 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,892.00 (+1.41%) Homeowner's exemption | $334,292 (+3%) | $337,988 (+4.14%) Land $48,000 Building $289,988 |
| 2023 | $3,838.00 (+51.34%) Homeowner's exemption | $324,555 (+45.29%) Land $45,000 Building $279,555 | $324,555 (+1.15%) Land $45,000 Building $279,555 |
| 2022 | $2,536.00 Homeowner's exemption | $223,383 | $320,871 Land $41,000 Building $279,871 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 260 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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