4426 Upland Stream Ln, Katy, TX 77493 Property Records

Harris County property record for 4426 Upland Stream Ln, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,519 sqft · built 2020
Lot Size	0.129 acres (5,625 sqft)
Owner	2 Individual Names on File
Last Sale	$317,346 (Aug 2026)
Tax Bill	$9,296 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-072-001-0024`

Property Details

APN / Parcel Number

Primary APN	`140-072-001-0024`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,519 sqft Living Area
1st Floor Area	1,612 sqft
Game Room	Game Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,625 sqft (0.129 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1400720010024
Street Address	4426 UPLAND STREAM LN
City	KATY
State	TX
Zip	77493-3872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 24 BLK 1 KATY POINTE SEC 2
Legal Subdivision	KATY POINTE SEC 2
Legal Block	1
Legal Lot Number	24
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2067
Census Tract	542902

Owner

4426 Upland Stream Ln is owned and occupied by two individuals who bought it in August 2026.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4426 UPLAND STREAM LN, KATY, TX 77493-3872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 4, 2026	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 15, 2020	Grant Deed, Subdivision Related Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Sep 15, 2020 · Amount on File
Deed Document Number	2026314916
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0000431861
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 4, 2026
Property Address	4426 UPLAND STREAM LN, KATY, TX 77493-3872
Document Number	0000314916
Instrument Date	Jul 31, 2026
Instrument	2026314916
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4426 UPLAND STREAM LN, KATY, TX 77493-3872

Mortgage

Document Number	0000314917,
Date	Aug 4, 2026
Instrument	2026314917

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 4, 2026
Property Address	4426 UPLAND STREAM LN, KATY, TX 77493-3872
Document Number	0000314916
Instrument Date	Jul 31, 2026
Instrument	2026314916
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4426 UPLAND STREAM LN, KATY, TX 77493-3872

Mortgage

Document Number	0000314917,
Date	Aug 4, 2026
Instrument	2026314917

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 15, 2020
Property Address	4426 UPLAND STREAM LN, KATY, TX 77493-3872
Document Number	0000431861
Instrument Date	Sep 11, 2020
Instrument	431861
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4426 UPLAND STREAM LN KATY TX 774933872, KATY, TX 77493-3872

Mortgage

Document Number	431862
Date	Sep 15, 2020
Instrument	431862

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4426 Upland Stream Ln was $9,296, up 73.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,881 (-4.35%) Land $67,376 Building $314,505	$381,881 (-4.35%) Land $67,376 Building $314,505
2025	$9,296.00 (+73.14%) Homeowner's exemption	$399,236 Land $67,376 Building $331,860	$399,236 Land $67,376 Building $331,860
2024	$5,369.00
2023		$422,355 Land $67,376 Building $354,979	$422,355 Land $67,376 Building $354,979
2022	$4,545.00
2020	$696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4426 Upland Stream Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4426 Upland Stream Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 495 serves 9,882 people · EPA ID TX1013532
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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