4423 Upland Stream Ln, Katy, TX 77493 Property Records

Harris County property record for 4423 Upland Stream Ln, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 2019
Lot Size	0.127 acres (5,550 sqft)
Owner	2 Individual Names on File
Last Sale	$339,150 (Apr 2022)
Tax Bill	$8,973 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-072-004-0004`

Property Details

APN / Parcel Number

Primary APN	`140-072-004-0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
1st Floor Area	1,622 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,550 sqft (0.127 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1400720040004
Street Address	4423 UPLAND STREAM LN
City	KATY
State	TX
Zip	77493-3871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 4 KATY POINTE SEC 2
Legal Subdivision	KATY POINTE SEC 2
Legal Block	4
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2069
Census Tract	542902

Owner

4423 Upland Stream Ln is owned and occupied by two individuals who bought it in April 2022.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4423 UPLAND STREAM LN, KATY, TX 77493-3871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 4, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage BENCHMARK MORTGAGE
Jul 30, 2020	Deed of Trust, Mortgage · FHA Mortgage BENCHMARK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Aug 4, 2020 · Amount on File
Deed Document Number	2022185803
Prior Transfer Date	Jul 30, 2020
Prior Transfer Doc	0000350515
Record Updated	Oct 29, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Apr 7, 2022
Property Address	4423 UPLAND STREAM LN, KATY, TX 77493-3871
Document Number	0000185803
Map Reference	MF 685960
Instrument Date	Apr 5, 2022
Instrument	2022-185803
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 UPLAND STREAM LN, KATY, TX 77493-3871

Mortgage

Document Number	0000185804
Date	Apr 7, 2022
Instrument	2022-185804

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Aug 4, 2020
Property Address	4423 UPLAND STREAM LN, KATY, TX 77493-3871
Document Number	0000350515
Map Reference	MF 685690
Instrument Date	Jul 30, 2020
Instrument	2020-350515
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4434 UPLAND STREAM LN, KATY, TX 77493-3872
Investor	Possibly a Property Investor

Mortgage

Document Number	0000350516
Date	Aug 4, 2020
Instrument	2020-350516

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4423 UPLAND STREAM LN, KATY, TX 77493-3871
Document Number	0000350516
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 UPLAND STREAM LN KATY TX 774933871, KATY, TX 77493-3871

Mortgage

Document Number	0000350516
Date	Aug 4, 2020
Instrument	350516

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4423 Upland Stream Ln was $8,973, up 60.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,497 (-4.06%) Land $67,732 Building $234,765	$302,497 (-4.06%) Land $67,732 Building $234,765
2025	$8,973.00 (+60.92%)	$315,284 Land $67,732 Building $247,552	$315,284 Land $67,732 Building $247,552
2024	$5,576.00
2023		$332,605 Land $67,732 Building $264,873	$332,605 Land $67,732 Building $264,873
2022	$5,789.00
2020	$4,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4423 Upland Stream Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4423 Upland Stream Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 495 serves 9,882 people · EPA ID TX1013532
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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