4426 Ginger Dr, Gastonia, NC 28056 Property Records

Gaston County property record for 4426 Ginger Dr, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1968
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$1,536 (2026)
Deeds & Mortgages	Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`10093A01200`

Property Details

APN / Parcel Number

Primary APN	`10093A01200`
Alternative APNs	`1050309` `146891`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,050 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	17,424 sqft (0.4 acres)
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4426 GINGER DR
City	GASTONIA
State	NC
Zip	28056-7033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CRAIG GARDENS L 12 10 093A 012 00 000
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2010
Census Tract	33312

Owner

Source: Gaston County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4426 GINGER DR, GASTONIA, NC 28056-7033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 15, 2002
Transfer Doc	3456000342
Record Updated	Oct 29, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GASTON NC
Property Address	4426 GINGER DR, GASTONIA, NC 28056-7033
Document Number	0051130346
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4426 GINGER DR GASTONIA NC 280567033, GASTONIA, NC 28056-7033

Mortgage

Document Number	0051130346
Date	Apr 6, 2020
Book Page	005113/000346

Lender

Name	FIRST HORIZON BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2035

Interest

Rate Type	Adjustable Rate
Rate	7%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,536.00 (+2.74%)	$215,140 (-) Land $22,000 Building $193,140
2023	$1,495.00	$215,140 Land $22,000 Building $193,140
2021			$101,220 Land $15,000 Building $86,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX RUN S/D private · serves 516 people · EPA ID NC0136261
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20