Gaston County property record for 4423 Ginger Dr, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1971 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jan 2022) |
| Tax Bill | $1,800 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10093A02200 |
| Primary APN | 10093A02200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Porch | Porch |
| Porch Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4423 GINGER DR |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-7035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CRAIG GARDENS L 60 10 093A 022 00 000 |
| Legal Subdivision | CRAIG GARDENS SUBDIVISION |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 33312 |
4423 Ginger Dr is owned and occupied by an individual who bought it in January 2022.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4423 GINGER DR, GASTONIA, NC 28056-7035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Aug 29, 2018 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2022 · Amount on File |
| Deed Sale | Jan 27, 2022 · Amount on File |
| Prior Sale | Aug 29, 2018 · Amount on File |
| Deed Book / Page | 5306 / 1064 |
| Prior Transfer Date | Apr 4, 2016 |
| Prior Transfer Doc | 4837001641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 27, 2022 |
| Property Address | 4423 GINGER DR, GASTONIA, NC 28056-7035 |
| Document Number | 0053061064 |
| Book / Page | 5306 / 1064 |
| Map Reference | MB 25 PG 48 |
| Instrument Date | Jan 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2207 ROUTER CT, 2207, CROUSE, NC 28033-7787 |
| Name | Verified Name |
|---|---|
| Address | 4423 GINGER DR, GASTONIA, NC 28056-7035 |
| Document Number | 0053061067 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 5306/1067 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 29, 2018 |
| Property Address | 4423 GINGER DR, GASTONIA, NC 28056-7035 |
| Document Number | 0049970643 |
| Book / Page | 4997 / 0643 |
| Map Reference | MB 25 PG 48 |
| Instrument Date | Aug 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2831 VILLAGE CENTER DR, 2831, DALLAS, NC 28034-9572 |
| Name | Verified Name |
|---|---|
| Address | 4423 GINGER DR, GASTONIA, NC 28056-7035 |
| Document Number | 49970646 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 4997/0646 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2026 property tax bill for 4423 Ginger Dr was $1,800.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,800.00 | $252,200 Land $22,000 Building $230,200 | |
| 2023 | $1,468.00 | $211,350 Land $22,000 Building $189,350 | |
| 2021 | $117,480 Land $15,000 Building $102,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4423 Ginger Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4423 Ginger Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX RUN S/D private · serves 516 people · EPA ID NC0136261 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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