4426 E Onyx Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4426 E Onyx Ave, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,027 sqft · built 1979
Lot Size	1.02 acres (44,780 sqft)
Owner	2 Individual Names on File
Last Sale	$860,000 (Dec 2015)
Tax Bill	$6,842 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Construction Loan + 3 more
Flood Zone	Zone X (moderate risk)
APN	`168-15-094`

Property Details

APN / Parcel Number

Primary APN	`168-15-094`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,027 sqft Living Area
1st Floor Area	3,027 sqft

Exterior

Year Built	Built 1979
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	44,780 sqft (1.02 acres)
Parking Spaces	3 Parking Spaces
Pool Area	500 sqft
Patio Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4426 E ONYX AVE
City	PHOENIX
State	AZ
Zip	85028-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD-LD
Legal Description	RANCHO ALTA VIDA PER MCR 174-10
Legal Range	04E
Legal Township	03N
Legal Section	30
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	RANCHO ALTA VIDA
Legal Lot Number	93
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2013
Census Tract	105101

Owner

4426 E Onyx Ave is owned and occupied by two individuals who acquired it in March 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	4426 E ONYX AVE, PHOENIX, AZ 85028-4205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JMAC LENDING INC
Jul 24, 2019	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 2, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 7, 2015 · Amount on File
Deed Sale	Dec 7, 2015 · Amount on File
Prior Sale	Dec 7, 2015 · Amount on File
Deed Document Number	0000865249
Last Transfer Date	Mar 2, 2021
Transfer Doc	0000233716
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 2, 2021
Property Address	4426 E ONYX AVE, PHOENIX, AZ 85028-4205
Document Number	0000233716
Map Reference	MB 174 PG 10
Instrument Date	Feb 22, 2021
Instrument	20210233716
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	NORTH SCOTTSDALE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4426 E ONYX AVE, PHOENIX, AZ 85028-4205

Mortgage

Document Number	0000233717
Date	Mar 2, 2021
Instrument	20210233717

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4426 E ONYX AVE, PHOENIX, AZ 85028-4205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4426 E ONYX AVE, PHOENIX, AZ 85028-4205

Mortgage

Document Number	0000558420
Date	Jul 24, 2019
Instrument	20190558420

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 20, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4426 E ONYX AVE, PHOENIX, AZ 85028-4205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000805806
Date	Oct 10, 2019
Instrument	20190805806

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4426 E ONYX AVE, PHOENIX, AZ 85028-4205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002957
Date	Jan 2, 2020
Instrument	20200002957

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Nov 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4426 E ONYX AVE, PHOENIX, AZ 85028-4205
Document Number	0000158818
Instrument Date	Feb 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 8, 2018
Title Company	MORTGAGE INFORMATION SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4426 E ONYX AVE PHOENIX AZ 850284205, PHOENIX, AZ 85028-4205

Mortgage

Document Number	0000158818
Date	Mar 1, 2018
Instrument	158818

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 28, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4426 E Onyx Ave was $6,842.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,400	$1,374,000 Land $274,800 Building $1,099,200
2025	$6,842.00
2024		$137,580	$1,375,800 Land $275,100 Building $1,100,700
2023	$6,364.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4426 E Onyx Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4426 E Onyx Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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