4412 E Onyx Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4412 E Onyx Ave, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,148 sqft · built 1979
Lot Size	0.582 acres (25,395 sqft)
Owner	Individual Name on Record
Last Sale	$860,000 (Apr 2019)
Tax Bill	$6,515 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2019 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`168-15-096`

Property Details

APN / Parcel Number

Primary APN	`168-15-096`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,148 sqft Living Area
Gross Area	3,444 sqft
1st Floor Area	3,148 sqft

Exterior

Year Built	Built 1979
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	25,395 sqft (0.582 acres)
Parking Spaces	3 Parking Spaces
Pool Area	420 sqft
Patio Area	509 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4412 E ONYX AVE
City	PHOENIX
State	AZ
Zip	85028-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD-LD
Legal Description	RANCHO ALTA VIDA PER MCR 174-10
Legal Range	04E
Legal Township	03N
Legal Section	30
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	RANCHO ALTA VIDA
Legal Lot Number	95
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2013
Census Tract	105101

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4412 E ONYX AVE, PHOENIX, AZ 85028-4205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Apr 30, 2019	Warranty Deed, Transfer · Line of Credit MIDFIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Jun 28, 1996 · Amount on Record
Deed Document Number	20190308171
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4412 E ONYX AVE, PHOENIX, AZ 85028-4205
Transaction Type	Mortgage
Record Updated	Jun 19, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 E ONYX AVE, PHOENIX, AZ 85028-4205

Mortgage

Document Number	0000297950
Date	Jun 8, 2023
Instrument	20230297950

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 30, 2019
Property Address	4412 E ONYX AVE, PHOENIX, AZ 85028-4205
Document Number	0000308171
Map Reference	MB 174 PG 10
Instrument Date	Apr 24, 2019
Instrument	20190308171
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4412 E ONYX AVE, 4412, PHOENIX, AZ 85028-4205

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4412 E ONYX AVE, PHOENIX, AZ 85028-4205

Mortgage

Document Number	0000308173
Date	Apr 30, 2019
Instrument	20190308173

Lender

Name	MIDFIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2020

Mortgage

Document Number	0000308172
Date	Apr 30, 2019
Instrument	20190308172

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,060 (-1.01%)	$1,290,600 (-1.01%) Land $258,100 Building $1,032,500
2025	$6,515.00 (+7.54%)
2024		$130,380	$1,303,800 Land $260,700 Building $1,043,100
2023	$6,058.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 72% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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