44256 Proctor Rd, Canton, MI 48188 Property Records

Wayne County property record for 44256 Proctor Rd, Canton, MI 48188

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,520 sqft · built 1976
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,100 (May 2026)
Tax Bill	$4,397 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71 088 01 0170 000`

Property Details

APN / Parcel Number

Primary APN	`71 088 01 0170 000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	897 sqft
Unfinished Basement	897 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	44256 PROCTOR RD
City	CANTON
State	MI
Zip	48188-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	22B170 LOT 170 FRANKLIN-PALMER ESTATES SUB T2S R8E L96 P22 TO 26 WCR
Legal Subdivision	FRANKLIN-PALMER ESTATES
Legal Lot Number	170
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	3
Census Block	3001
Census Tract	564600

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 HARBOR WAY, ANN ARBOR, MI 48103-6628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY CREDIT UNION
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Jan 28, 1998 · Amount on Record
Deed Document Number	2026187763
Deed Book / Page	60298 / 1158
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	May 22, 2026
Property Address	44256 PROCTOR RD, CANTON, MI 48188-1745
Document Number	0000176288
Book / Page	60270 / 403
Instrument Date	May 15, 2026
Instrument	2026176288
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	FIRST NATIONAL TITLE LLC, FIRST NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44256 PROCTOR RD, CANTON, MI 48188-1745

Mortgage

Document Number	0000176288,
Date	May 22, 2026
Book Page	60270/403
Instrument	2026176288

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 21, 2026
Property Address	44256 PROCTOR RD, CANTON, MI 48188-1745
Document Number	0000187763
Book / Page	60298 / 1158
Instrument Date	May 13, 2026
Instrument	2026187763
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	FIRST NATIONAL TITLE LLC, FIRST NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298,885.26
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000176288,
Date	May 21, 2026
Instrument	2026176288

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Plymouth-Canton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,700 (+5.17%)	$325,400 (+5.17%)
2025	$4,397.00 (+7.43%) Homeowner's exemption	$154,700 (+15.71%)	$309,400 (+15.71%)
2023	$4,093.00 (+12.17%) Homeowner's exemption	$133,700	$267,400
2019	$3,649.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON TOWNSHIP serves 99,627 people · EPA ID MI0001100
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

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