4425 SE River Rd, Martindale, TX 78655 Property Records

Caldwell County property record for 4425 SE River Rd, Martindale, TX 78655

Property Summary

Property Type	Rural Home
Details	3,012 sqft · built 2003
Lot Size	19.7 acres (860,397 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,084 (2026)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1000019-021-710-00`

Property Details

APN / Parcel Number

Primary APN	`1000019-021-710-00`
Alternative APNs	`R45365` `45365`

Interior

Stories	1 Story
Building Area	3,012 sqft Living Area
1st Floor Area	2,361 sqft
Upper Floors Area	651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	High Rise
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	860,397 sqft (19.7 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Deck Area	1,039 sqft
Patio Area	504 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45365
Street Address	4425 SE RIVER RD
City	MARTINDALE
State	TX
Zip	78655-3028
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A019 MORRISON, STEPHEN B., ACRES 19.752
Legal Subdivision	MORRISON, STEPHEN B.
Jurisdiction	CALDWELL TX
Township / Civil Division	MARTINDALE
Census Block Group	2
Census Block	2032
Census Tract	960501

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4425 SE RIVER RD, MARTINDALE, TX 78655-3028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Recording Date	May 5, 2026
Property Address	4425 SE RIVER RD, MARTINDALE, TX 78655-3028
Document Number	0000003602
Instrument Date	Apr 24, 2026
Instrument	20263602
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 SE RIVER RD, MARTINDALE, TX 78655-3028
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003602,
Date	May 5, 2026
Instrument	20263602

Lender

Name	NEWREZ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Unified School District	San Marcos Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,084.00 (+62.44%)	$428,210 (-2.79%)	$732,310 (-3.66%) Land $321,670 Building $410,640
2025		$440,510 (+12.98%) Land $18,420 Building $422,090	$760,110 (-1.84%) Land $338,020 Building $422,090
2024	$4,361.00 (+110.98%)
2023		$389,905 Land $34,960 Building $449,140	$774,360 Land $325,220 Building $449,140
2022	$2,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Nearby Flood Policies	75 in force
Nearby Flood Claims	29 (1998–2022)
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 5 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 19 claims Severe Storms And Flooding, Oct 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTINDALE WSC serves 3,045 people · EPA ID TX0280013
Water Source	Purchased surface water from CRWA HAYS CALDWELL WTP
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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