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4401 SE River Rd, Martindale, TX 78655 Property Records

Caldwell County property record for 4401 SE River Rd, Martindale, TX 78655

Property Summary

Property TypeMobile Home
Details1,080 sqft · built 2023
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Tax Bill$3,033 (2026)
Deeds & MortgagesMar 2023 Mortgage
Feb 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1000019-021-700-10

Property Details

APN / Parcel Number

Primary APN1000019-021-700-10
Alternative APN
  • 120576

Interior

Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Architectural StyleMobile/Manufactured
Lot Area65,340 sqft (1.5 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
Deck Area480 sqft
Storage Building300 sqft

Location & Zoning

Account Number120576
Street Address4401 SE RIVER RD
CityMARTINDALE
StateTX
Zip78655-3028
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionA019 MORRISON, STEPHEN B., ACRES 1.5, LABEL1 NTA2159608, SN1 CW2023184TXA
Legal SubdivisionMORRISON, STEPHEN B.
JurisdictionCALDWELL TX
Township / Civil DivisionMARTINDALE
Census Block Group2
Census Block2032
Census Tract960501

Owner

Source: Caldwell County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4401 SE RIVER RD, MARTINDALE, TX 78655-3028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2023Deed of Trust, Mortgage · FHA Mortgage
VANDERBILT MORTGAGE & FINANCE INC
Feb 22, 2023Deed of Trust, Mortgage · FHA Mortgage
VANDERBILT MORTGAGE & FINANCE INC
Jan 19, 2021Gift Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 17, 2020
Transfer Doc2021000326
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL TX
Property Address4401 SE RIVER RD, MARTINDALE, TX 78655-3028
Transaction TypeMortgage
Record UpdatedMay 3, 2023
Title CompanyINDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023001565
DateMar 17, 2023
Instrument2023-001565
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
AddressATLANTA, GA 30361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL TX
Property Address4401 SE RIVER RD, MARTINDALE, TX 78655-3028
Transaction TypeMortgage
Record UpdatedMar 8, 2023
Title CompanyINDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023001118
DateFeb 22, 2023
Instrument2023-001118
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
AddressATLANTA, GA 30361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

January 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCALDWELL TX
Recording DateJan 19, 2021
Property Address4401 SE RIVER RD, MARTINDALE, TX 78655-3028
Document Number2021000326
Instrument DateJan 17, 2020
Instrument2021-000326
Transaction TypeTransfer
Record UpdatedMar 8, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4425 SE RIVER RD, MARTINDALE, TX 78655-3028

Transferred To (Grantee/Buyer)

NameVerified Name
Address4401 SE RIVER RD, MARTINDALE, TX 78655-3028

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCaldwell County
Unified School DistrictSan Marcos Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,033.00 (+14.02%)
2025$2,660.00 (+5.89%)$160,810 (+146,090.91%) Land $35,550 Building $125,260$231,700 (+139.48%) Land $106,440 Building $125,260
2024$2,512.00
2023$110 Land $110$96,750 Land $96,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Nearby Flood Policies75 in force
Nearby Flood Claims29 (1998–2022)
Most Recent ClaimDec 2022 · tidal / storm surge
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 5 claims
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 19 claims
  • Severe Storms And Flooding, Oct 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTINDALE WSC
serves 3,045 people · EPA ID TX0280013
Water SourcePurchased surface water from CRWA HAYS CALDWELL WTP
Last State InspectionMar 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
VTX Communications
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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