4425 Oakley St, Duluth, MN 55804 Property Records

St. Louis County property record for 4425 Oakley St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1952
Square Footage	1,124 sqft Gross Area
Lot Size	16,980 sqft (0.389 acres)
Occupancy	Owner Occupied
Last Sale	$212,000 (2018)
Tax Bill	$4,262.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-2780-01230`
Alternative APN	`1060215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,124 sqft Gross Area
1st Floor	120 sqft 1st Floor
Basement Area	500 sqft Basement
Finished Basement	500 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1952
Architectural Style	Ranch Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	16,980 sqft (0.389 acres)
Garage Area	576 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Total Buildings	2 Total Buildings
Deck Area	176 sqft Deck
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1060215
Street Address	4425 OAKLEY ST
City	DULUTH
State	MN
Zip	55804-1227
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT: 0017 BLOCK:008 SERIAL #
Legal Subdivision	LAKESIDE GARDENS DULUTH
Legal Block	8
Legal Lot Number	17
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	4
Census Block	4000
Census Tract	600

Owner

Source: St. Louis County records · APN 010-2780-01230

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4425 OAKLEY ST, DULUTH, MN 55804-1227
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2021	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC
Jan 27, 2020	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS
Oct 23, 2018	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Jul 12, 2011 · Amount on Record
Deed Doc Number	20181004122
Prior Transfer Date	Aug 20, 2002
Prior Transfer Doc	0000730666
Record Refreshed	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4425 OAKLEY ST, DULUTH, MN 55804-1227
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001043399
Date	Jul 08, 2021
Instrument	1043399

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4425 OAKLEY ST, DULUTH, MN 55804-1227
Document Number	00T1020203
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4425 OAKLEY ST DULUTH MN 558041227, DULUTH, MN 55804-1227

Mortgage

Document Number	00T1020203
Date	Feb 03, 2020
Instrument	T1020203

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 02, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 23, 2018
Property Address	4425 OAKLEY ST, DULUTH, MN 55804-1227
Document Number	00T1004122
Instrument Date	Sep 26, 2018
Instrument	T1004122
Transaction Type	Transfer
Record Updated	Nov 09, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$699.60
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4425 OAKLEY ST DULUTH MN 558041227, DULUTH, MN 55804-1227

Mortgage

Document Number	A1004123
Date	Oct 23, 2018
Instrument	A1004123

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,262.00 (+7.14%) Homeowner's exemption
2025	$3,978.00 (+10.07%) Homeowner's exemption	$325,700 (+6.26%) Land $60,100 Building $265,600	$325,700 (+6.26%) Land $60,100 Building $265,600
2024	$3,614.00	$306,500 (+25%) Land $58,000 Building $248,500	$306,500 (+25%) Land $58,000 Building $248,500
2022		$245,200 Land $44,700 Building $200,500	$245,200 Land $44,700 Building $200,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

4425 Oakley St, Duluth, MN 55804 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Oakley St

Nearby Streets

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