St. Louis County property record for 4425 Oakley St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,124 sqft · built 1927 |
| Lot Size | 0.389 acres (16,980 sqft) |
| Owner | Company Name on File |
| Last Sale | $212,000 (Oct 2018) |
| Tax Bill | $4,262 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2780-01230 |
| Primary APN | 010-2780-01230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,124 sqft Gross Area |
| 1st Floor Area | 120 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 16,980 sqft (0.389 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 176 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1060215 |
|---|---|
| Street Address | 4425 OAKLEY ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0017 BLOCK:008 SERIAL # |
| Legal Subdivision | LAKESIDE GARDENS DULUTH |
| Legal Block | 8 |
| Legal Lot Number | 17 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-2780-01230
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4425 OAKLEY ST, DULUTH, MN 55804-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 08, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jan 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Oct 23, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on Record |
| Deed Sale | Oct 23, 2018 · Amount on Record |
| Prior Sale | Jul 12, 2011 · Amount on Record |
| Deed Document Number | 20181004122 |
| Prior Transfer Date | Aug 20, 2002 |
| Prior Transfer Doc | 0000730666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4425 OAKLEY ST, DULUTH, MN 55804-1227 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0001043399 |
|---|---|
| Date | Jul 08, 2021 |
| Instrument | 1043399 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4425 OAKLEY ST, DULUTH, MN 55804-1227 |
| Document Number | 00T1020203 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4425 OAKLEY ST DULUTH MN 558041227, DULUTH, MN 55804-1227 |
| Document Number | 00T1020203 |
|---|---|
| Date | Feb 03, 2020 |
| Instrument | T1020203 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 02, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 23, 2018 |
| Property Address | 4425 OAKLEY ST, DULUTH, MN 55804-1227 |
| Document Number | 00T1004122 |
| Instrument Date | Sep 26, 2018 |
| Instrument | T1004122 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4425 OAKLEY ST DULUTH MN 558041227, DULUTH, MN 55804-1227 |
| Document Number | A1004123 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | A1004123 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2048 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,262.00 (+7.14%) Homeowner's exemption | ||
| 2025 | $3,978.00 (+10.07%) Homeowner's exemption | $325,700 (+6.26%) Land $60,100 Building $265,600 | $325,700 (+6.26%) Land $60,100 Building $265,600 |
| 2024 | $3,614.00 | $306,500 (+25%) Land $58,000 Building $248,500 | $306,500 (+25%) Land $58,000 Building $248,500 |
| 2022 | $245,200 Land $44,700 Building $200,500 | $245,200 Land $44,700 Building $200,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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