St. Louis County property record for 4416 Oakley St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,040 sqft · built 1970 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Oct 2025) |
| Tax Bill | $4,292 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2780-01915 |
| Primary APN | 010-2780-01915 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Gross Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 705 sqft |
| Finished Basement | 705 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 10,500 sqft (0.241 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 21 sqft |
| Deck Area | 100 sqft |
| Storage Building | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1189110 |
|---|---|
| Street Address | 4416 OAKLEY ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHWESTERLY 140 FEET OF LOT 5, BLOCK 13 SERIAL # |
| Legal Subdivision | LAKESIDE GARDENS DULUTH |
| Legal Block | 13 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 600 |
Source: St. Louis County assessment roll, APN 010-2780-01915, as of August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4416 OAKLEY ST, DULUTH, MN 55804-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on Record |
| Deed Sale | Oct 13, 2025 · Amount on Record |
| Deed Document Number | 20251095131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4416 OAKLEY ST, DULUTH, MN 55804-1226 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2025 |
| Name | Verified Name |
|---|---|
| Address | 120 SUMMIT ST 205, 205, DULUTH, MN 55803-4401 |
| Document Number | 0001095132 |
|---|---|
| Date | Oct 13, 2025 |
| Instrument | 1095132 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
Source: St. Louis County assessment roll as of August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,292.00 (+6.61%) | ||
| 2025 | $4,026.00 (+6.79%) | $309,600 (+5.67%) Land $57,400 Building $252,200 | $309,600 (+5.67%) Land $57,400 Building $252,200 |
| 2024 | $3,770.00 | $293,000 (+15.17%) Land $55,400 Building $237,600 | $293,000 (+15.17%) Land $55,400 Building $237,600 |
| 2022 | $254,400 Land $42,600 Building $211,800 | $254,400 Land $42,600 Building $211,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 424 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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