Hamilton County property record for 4425 High Top Rd, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,850 sqft · built 1994 |
| Lot Size | 1.71 acres (74,488 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Dec 2017) |
| Tax Bill | $3,479 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 109H B 014 |
| Primary APN | 109H B 014 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,850 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 74,488 sqft (1.71 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000133774 |
|---|---|
| Old Parcel Number | 109H B 014 |
| Street Address | 4425 HIGH TOP RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-3621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLIVER PT LT 5 JAMES HALL PB 18 PG 60 REV PB 50 PG 129 REV PB 128 PG 53 |
| Legal Subdivision | JAMES HALL SUB |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10600 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4425 HIGH TOP RD, CHATTANOOGA, TN 37415-3621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2018 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VLY FCU |
| Dec 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2017 · Amount on Record |
| Deed Sale | Dec 6, 2017 · Amount on Record |
| Deed Document Number | 2017120600207 |
| Deed Book / Page | 11221 / 354 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4425 HIGH TOP RD, CHATTANOOGA, TN 37415-3621 |
| Document Number | 0709000158 |
| Instrument Date | Jul 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4425 HIGH TOP RD CHATTANOOGA TN 374153621, CHATTANOOGA, TN 37415-3621 |
| Document Number | 0709000158 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | 011394/000860 |
| Instrument | 180709000158 |
| Name | TENNESSEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 8, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 6, 2017 |
| Property Address | 4425 HIGH TOP RD, CHATTANOOGA, TN 37415-3621 |
| Document Number | 0000000207 |
| Book / Page | 11221 / 354 |
| Map Reference | M18 PG60 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 2017120600207 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,554.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4425 HIGH TOP RD, CHATTANOOGA, TN 37415-3621 |
| Document Number | 0000000208 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 2017120600208 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,479.00 (+20.55%) | $229,550 (+77.95%) | $918,200 (+77.95%) Land $77,200 Building $841,000 |
| 2024 | $2,886.00 (-43.52%) | $129,000 (-) | $516,000 (-) Land $71,600 Building $444,400 |
| 2023 | $5,110.00 (+17.61%) | $129,000 (-) | $516,000 (-) Land $71,600 Building $444,400 |
| 2022 | $4,345.00 | $129,000 | $516,000 Land $71,600 Building $444,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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