Hamilton County property record for 4403 High Top Rd, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,035 sqft · built 1992 |
| Lot Size | 1.58 acres (68,824 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,353 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 109H B 005 |
| Primary APN | 109H B 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,035 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 68,824 sqft (1.58 acres) |
| Lot Dimensions | 275 ft deep x 250 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000035039 |
|---|---|
| Street Address | 4403 HIGH TOP RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-3621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 1 J W JOHNSON GARDENS EXT N/R 1830C 36 001- |
| Legal Subdivision | JOHNSON J W GARDENS |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10600 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4403 HIGH TOP RD, CHATTANOOGA, TN 37415-3621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2023 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Jul 11, 2017 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 1991 |
| Deed Sale | Jan 11, 1991 |
| Deed Document Number | 0003825774 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4403 HIGH TOP RD, CHATTANOOGA, TN 37415-3621 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4403 HIGH TOP RD, CHATTANOOGA, TN 37415-3621 |
| Document Number | 0000000105 |
|---|---|
| Date | Dec 14, 2023 |
| Book Page | 13470/690 |
| Instrument | 2023121400105 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4403 HIGH TOP RD, CHATTANOOGA, TN 37415-3621 |
| Document Number | 0000000033 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4403 HIGH TOP RD CHATTANOOGA TN 374153621, CHATTANOOGA, TN 37415-3621 |
| Document Number | 0000000033 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 011108/000642 |
| Instrument | 33 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 23, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,353.00 (+7.15%) | $155,250 (+58.14%) | $621,000 (+58.14%) Land $70,000 Building $551,000 |
| 2024 | $2,196.00 (-43.76%) | $98,175 (-) | $392,700 (-) Land $50,000 Building $342,700 |
| 2023 | $3,905.00 (+17.76%) | $98,175 (-) | $392,700 (-) Land $50,000 Building $342,700 |
| 2022 | $3,316.00 | $98,175 | $392,700 Land $50,000 Building $342,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 73% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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