4425 Flat Rd, Cosby, TN 37722 Property Records

Cocke County property record for 4425 Flat Rd, Cosby, TN 37722

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,512 sqft · built 2023
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$7,700 (Oct 1997)
Tax Bill	$786 (2025)
Deeds & Mortgages	Sep 2020 Transfer Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`015120 08502`

Property Details

APN / Parcel Number

Primary APN	`015120 08502`
Alternative APN	`120 08502`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,239 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	150 ft deep x 165 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4425 FLAT RD
City	COSBY
State	TN
Zip	37722-2201
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 09, COUNTY AREA: X02
Jurisdiction	COCKE TN
Township / Civil Division	5
Census Block Group	1
Census Block	1098
Census Tract	920700

Owner

Source: Cocke County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 61, COSBY, TN 37722-0061
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 10, 2018	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 1997 · Amount on Record
Deed Sale	Oct 2, 1997 · Amount on Record
Deed Book / Page	356 / 77
Last Transfer Date	Sep 9, 2020
Transfer Doc	0015380141
Record Updated	Jun 8, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCKE TN
Recording Date	Sep 10, 2020
Property Address	4425 FLAT RD, COSBY, TN 37722
Document Number	1538141
Book / Page	001538 / 000141
Instrument Date	Sep 9, 2020
Instrument	3668
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 61 COSBY TN 377220061, COSBY, TN 37722-0061

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COCKE TN
Property Address	4425 FLAT RD, COSBY, TN 37722
Document Number	1488577
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 FLAT RD COSBY TN 37722, COSBY, TN 37722

Mortgage

Document Number	1488577
Date	Jul 10, 2018
Book Page	001488/000577
Instrument	17480

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cocke County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$786.00 (+2%)	$52,425 (+411.46%) Land $2,000 Building $50,425	$209,700 (+312.8%) Land $8,000 Building $201,700
2024	$262.00 (-19.38%)	$10,250 (-19.29%) Land $1,375 Building $8,875
2023	$325.00 (-0.31%)	$12,700 (-) Land $1,375 Building $11,325
2022	$326.00	$12,700 Land $1,375 Building $11,325	$50,800 (+23.9%) Land $5,500 Building $45,300
2020			$41,000 Land $5,500 Building $35,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2004–2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Newport Utilities Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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