4401 Flat Rd, Cosby, TN 37722 Property Records

Cocke County property record for 4401 Flat Rd, Cosby, TN 37722

Property Summary

Property Type	Mobile Home
Details	924 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Jul 2022)
Tax Bill	$123 (2025)
Deeds & Mortgages	Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`015120 08503`

Property Details

APN / Parcel Number

Primary APN	`015120 08503`
Alternative APN	`120 08503`

Interior

Building Area	924 sqft Living Area

Exterior

Year Built	Built 1986
Architectural Style	Mobile/Manufactured
Lot Area	43,560 sqft
Terrain	Mountain
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4401 FLAT RD
City	COSBY
State	TN
Zip	37722-2201
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 09, COUNTY AREA: X02
Jurisdiction	COCKE TN
Township / Civil Division	5
Census Block Group	1
Census Block	1098
Census Tract	920700

Owner

Source: Cocke County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 61, COSBY, TN 37722-0061
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jan 15, 2003 · Amount on Record
Deed Document Number	22003682
Deed Book / Page	1597 / 472
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCKE TN
Recording Date	Jul 15, 2022
Property Address	4401 FLAT RD, COSBY, TN 37722-2201
Document Number	0015970472
Book / Page	1597 / 472
Instrument Date	Jul 13, 2022
Instrument	22003682
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Amount	Amount Recorded
Tax	$92.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 377, NEWPORT, TN 37822-0377

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 61, COSBY, TN 37722-0061

Tax Assessment & Valuation

Source: Cocke County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$123.00 (+35.16%)	$8,225 (+131.69%) Land $2,375 Building $5,850	$32,900 (+131.69%) Land $9,500 Building $23,400
2024	$91.00	$3,550 (-) Land $1,625 Building $1,925
2023	$91.00	$3,550 (-) Land $1,625 Building $1,925
2022	$91.00	$3,550 Land $1,625 Building $1,925	$14,200 (-) Land $6,500 Building $7,700
2020			$14,200 Land $6,500 Building $7,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2004–2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Newport Utilities Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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