4425 E Spur Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4425 E Spur Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,501 sqft · built 1998
Lot Size	0.194 acres (8,433 sqft)
Owner	Company Name on Record
Last Sale	$184,278 (Apr 1998)
Tax Bill	$2,655 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2019 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`212-12-286`

Property Details

APN / Parcel Number

Primary APN	`212-12-286`
Alternative APN	`212122868`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,501 sqft Living Area
Gross Area	2,681 sqft
1st Floor Area	2,501 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,433 sqft (0.194 acres)
Parking Spaces	3 Parking Spaces
Pool Area	520 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4425 E SPUR DR
City	CAVE CREEK
State	AZ
Zip	85331-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	TATUM HIGHLANDS PARCEL 3A MCR 399-34
Legal Range	4E
Legal Township	5N
Legal Section	31
Legal Subdivision	TATUM HIGHLANDS PARCEL 3A
Legal Lot Number	46
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2012
Census Tract	613300

Owner

Source: Maricopa County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 13, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jan 14, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAYO EMPLOYEES FCU
Oct 7, 2022	Intrafamily Transfer, Transfer
Oct 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 1998 · Amount on Record
Deed Sale	Apr 17, 1998 · Amount on Record
Prior Sale	Apr 17, 1998 · Amount on Record
Deed Document Number	1998310736
Last Transfer Date	Oct 7, 2022
Transfer Doc	0000762067
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602

Mortgage

Document Number	0000126727
Date	Mar 5, 2026
Instrument	20260126727

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602

Mortgage

Document Number	0000174555
Date	Mar 13, 2019
Instrument	20190174555

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031228
Date	Jan 14, 2020
Instrument	20200031228

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602

Mortgage

Document Number	0001101740
Date	Nov 12, 2020
Instrument	20201101740

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602

Mortgage

Document Number	0001298807
Date	Dec 8, 2021
Instrument	20211298807

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 28, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 7, 2022
Property Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602
Document Number	0000762069
Map Reference	MB 399 PG 34
Instrument Date	Sep 30, 2022
Instrument	20220762069
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 E SPUR DR, 4425, CAVE CREEK, AZ 85331-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 7, 2022
Property Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602
Document Number	0000762067
Map Reference	MB 399 PG 34
Instrument Date	Sep 30, 2022
Instrument	20220762067
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 E SPUR DR, 4425, CAVE CREEK, AZ 85331-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602

Mortgage

Document Number	0000762068
Date	Oct 7, 2022
Instrument	20220762068

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 7, 2020
Property Address	4425 E SPUR DR, CAVE CREEK, AZ 85331-2602
Document Number	0001201093
Instrument Date	Dec 7, 2020
Instrument	1201093
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4425 E SPUR DR CAVE CREEK AZ 853312602, CAVE CREEK, AZ 85331-2602

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,250 (+43.31%)	$642,500 (+1.98%) Land $128,500 Building $514,000
2025	$2,655.00 (+7.23%)	$44,833 (-32.86%)	$630,000 (-5.66%) Land $126,000 Building $504,000
2024		$66,780	$667,800 Land $133,500 Building $534,300
2023	$2,476.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AirFiber WISP, BAM Broadband.

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