4416 E Spur Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4416 E Spur Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,479 sqft · built 1997
Lot Size	0.196 acres (8,557 sqft)
Owner	Individual Name on Record
Last Sale	$875,000 (Mar 2026)
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2024 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`212-12-274`

Property Details

APN / Parcel Number

Primary APN	`212-12-274`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,479 sqft Living Area
1st Floor Area	2,314 sqft
2nd Floor Area	1,165 sqft

Exterior

Year Built	Built 1997
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,557 sqft (0.196 acres)
Parking Spaces	3 Parking Spaces
Pool Area	364 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4416 E SPUR DR
City	CAVE CREEK
State	AZ
Zip	85331-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	TATUM HIGHLANDS PARCEL 3A MCR 399-34
Legal Range	04E
Legal Township	05N
Legal Section	31
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	TATUM HIGHLANDS PARCEL 3A
Legal Lot Number	34
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2011
Census Tract	613300

Owner

Source: Maricopa County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4416 E SPUR DR, CAVE CREEK, AZ 85331-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONEAZ CU
Nov 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage LEADER BANK NA
Nov 17, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Nov 17, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	20260132694
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4416 E SPUR DR, CAVE CREEK, AZ 85331-2603
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 E SPUR DR, CAVE CREEK, AZ 85331-2603

Mortgage

Document Number	0000689152
Date	Jun 23, 2021
Instrument	20210689152

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4416 E SPUR DR, CAVE CREEK, AZ 85331-2603
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 E SPUR DR, CAVE CREEK, AZ 85331-2603

Mortgage

Document Number	0000627325
Date	Nov 22, 2024
Instrument	20240627325

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 6, 2026
Property Address	4416 E SPUR DR, CAVE CREEK, AZ 85331-2603
Document Number	0000132694
Map Reference	MB 399 PG 34
Instrument Date	Feb 17, 2026
Instrument	20260132694
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3524 16TH AVE S, SAINT CLOUD, MN 56301-4578

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4416 E SPUR DR, CAVE CREEK, AZ 85331-2603

Mortgage

Document Number	0000132695
Date	Mar 6, 2026
Instrument	20260132695

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 17, 2021
Property Address	4416 E SPUR DR, CAVE CREEK, AZ 85331-2603
Document Number	0001230863
Map Reference	MB 399 PG 34
Instrument Date	Nov 15, 2021
Instrument	20211230863
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 VICTORIA STA, 116, MAYLENE, AL 35114-5449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4416 E SPUR DR, CAVE CREEK, AZ 85331-2603

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 17, 2021
Property Address	4416 E SPUR DR, CAVE CREEK, AZ 85331-2603
Document Number	0001231651
Map Reference	MB 399 PG 34
Instrument Date	Nov 15, 2021
Instrument	20211231651
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 VICTORIA STA, 116, MAYLENE, AL 35114-5449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4416 E SPUR DR, CAVE CREEK, AZ 85331-2603

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,850 (-3.78%)	$738,500 (-3.78%) Land $147,700 Building $590,800
2025	$2,481.00 (-21.11%)
2024		$76,750	$767,500 Land $153,500 Building $614,000
2023	$3,145.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AirFiber WISP, BAM Broadband.

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