4425 Cold Spring Ct, Cumming, GA 30041 Property Records

Forsyth County property record for 4425 Cold Spring Ct, Cumming, GA 30041

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,120 sqft · built 2013
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$219,165 (Feb 2014)
Tax Bill	$5,363 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`177-000-282`

Property Details

APN / Parcel Number

Primary APN	`177-000-282`
Alternative APNs	`0000173187` `177 282`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,120 sqft Living Area
Basement Area	934 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000173187
Street Address	4425 COLD SPRING CT
City	CUMMING
State	GA
Zip	30041-5864
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	2-1 727 UN 620 POD F-1 JAMES CREEK
Legal Subdivision	JAMES CREEK
Legal Block	2
Legal Lot Number	620
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	2
Census Block	2011
Census Tract	130607

Owner

4425 Cold Spring Ct, a townhouse, is owned and occupied by an individual who bought it in February 2014.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4425 COLD SPRING CT, CUMMING, GA 30041-5864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 14, 2019	Grant Deed, Transfer · Conventional Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2014 · Amount on File
Deed Sale	Feb 28, 2014 · Amount on File
Prior Sale	Jul 17, 2013 · Amount on File
Deed Document Number	20141596
Deed Book / Page	6972 / 336
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4425 COLD SPRING CT, CUMMING, GA 30041-5864
Document Number	0098880104
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 COLD SPRING CT CUMMING GA 300415864, CUMMING, GA 30041-5864

Mortgage

Document Number	0098880104
Date	Jan 22, 2021
Book Page	009888/000104

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Jun 14, 2019
Property Address	4425 COLD SPRING CT, CUMMING, GA 30041-5864
Document Number	0089200731
Book / Page	008920 / 000731
Instrument Date	Jun 3, 2019
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 COLD SPRING CT CUMMING GA 300415864, CUMMING, GA 30041-5864

Mortgage

Document Number	89200735
Date	Jun 14, 2019
Book Page	008920/000735

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4425 Cold Spring Ct was $5,363, up 6.2% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,363.00 (+6.24%)	$218,708 Land $66,000 Building $152,708	$546,770 Land $165,000 Building $381,770
2024	$5,048.00 (+5.65%)
2023	$4,778.00 (+6.06%)	$194,152 (+50.79%) Land $56,000 Building $138,152	$485,380 (+50.79%) Land $140,000 Building $345,380
2022	$4,505.00	$128,760 Land $24,000 Building $104,760	$321,900 Land $60,000 Building $261,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4425 Cold Spring Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4425 Cold Spring Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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