4425 Academy St, Dearborn Heights, MI 48125 Property Records

Wayne County property record for 4425 Academy St, Dearborn Heights, MI 48125

Property Summary

Property Type	Bungalow
Details	3 bd · 1 ba · 847 sqft · built 1943
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Feb 2022)
Tax Bill	$3,119 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33 046 02 0462 001`

Property Details

APN / Parcel Number

Primary APN	`33 046 02 0462 001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	847 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	165 ft deep x 40 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4425 ACADEMY ST
City	DEARBORN HEIGHTS
State	MI
Zip	48125-2205
Property Category	Residential
Property Type	Residential > Single Family > Bungalow
Legal Description	33E462A S 1/2 OF LOT 462 GRINDLEY PARK SUB T2S R10E L34 P72 TO 74 WCR
Legal Subdivision	GRINDLEY PARK
Legal Lot Number	462
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN HEIGHTS
Census Block Group	1
Census Block	1015
Census Tract	572700

Owner

4425 Academy St, a bungalow, is owned and occupied by an individual who bought it in February 2022.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4425 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIORITY 1 LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2022 · Amount on File
Deed Sale	Feb 11, 2022 · Amount on File
Prior Sale	Oct 3, 2008 · Amount on File
Deed Document Number	202239472
Deed Book / Page	57403 / 1161
Prior Transfer Date	Sep 5, 2007
Prior Transfer Doc	0466670766
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	4425 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2205
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2205

Mortgage

Document Number	0570701353
Date	Sep 29, 2021
Book Page	57070/1353
Instrument	2021356222

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Dec 1, 2045

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 11, 2022
Property Address	4425 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2205
Document Number	0574031161
Book / Page	57403 / 1161
Map Reference	LB 34 PG 72-74
Instrument Date	Feb 9, 2022
Instrument	2022039472
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20159 BEECH DALY RD, REDFORD, MI 48240-1036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2205
Investor	Possibly a Property Investor

Mortgage

Document Number	0574051215
Date	Feb 11, 2022
Instrument	57405/1215

Lender

Name	PRIORITY 1 LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4425 Academy St was $3,119 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn Heights City
Unified School District	Dearborn Heights School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,700	$147,400
2025	$3,119.00
2023		$54,100	$108,200
2020	$2,867.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4425 Academy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	30 (1979–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms And Flooding, Aug 2014 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4425 Academy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN HEIGHTS serves 57,774 people · EPA ID MI0001740
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Lead public education Aug 2020
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

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