4402 Academy St, Dearborn Heights, MI 48125 Property Records

Wayne County property record for 4402 Academy St, Dearborn Heights, MI 48125

Property Summary

Property Type	Bungalow
Details	3 bd · 1 ba · 847 sqft · built 1943
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$191,500 (Aug 2024)
Tax Bill	$4,522 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33 046 02 0448 000`

Property Details

APN / Parcel Number

Primary APN	`33 046 02 0448 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	847 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	165 ft deep x 64 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4402 ACADEMY ST
City	DEARBORN HEIGHTS
State	MI
Zip	48125-2206
Property Category	Residential
Property Type	Residential > Single Family > Bungalow
Legal Description	33E448 LOT 448 GRINDLEY PARK SUB T2S R10E L34 P72 TO 74 WCR
Legal Subdivision	GRINDLEY PARK
Legal Lot Number	448
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN HEIGHTS
Census Block Group	1
Census Block	1016
Census Tract	572700

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4402 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Apr 23, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	2024224214
Deed Book / Page	59024 / 1100
Prior Transfer Date	Apr 12, 2018
Prior Transfer Doc	0000157257
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	4402 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2206
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4402 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2206

Mortgage

Document Number	0598580388
Date	Oct 21, 2025
Book Page	59858/388
Instrument	2025292676

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	4402 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2206
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4402 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2206

Mortgage

Document Number	0587880708
Date	Apr 2, 2024
Book Page	58788/708
Instrument	2024115616

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 23, 2018
Property Address	4402 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2206
Document Number	0543710871
Book / Page	054371 / 000871
Instrument Date	Apr 12, 2018
Instrument	157257
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	LEADING EDGE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4402 ACADEMY ST DEARBORN HEIGHTS MI 481252206, DEARBORN HEIGHTS, MI 48125-2206

Mortgage

Document Number	543641276
Date	Apr 23, 2018
Book Page	054364/001276
Instrument	153208

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn Heights City
Unified School District	Dearborn Heights School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,400 (+6.48%)	$180,800 (+6.48%)
2025	$4,522.00 (+164.6%) Homeowner's exemption	$84,900 (+38.27%)	$169,800 (+38.27%)
2023		$61,400	$122,800
2020	$1,709.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	30 (1979–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms And Flooding, Aug 2014 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN HEIGHTS serves 57,774 people · EPA ID MI0001740
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Lead public education Aug 2020
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

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