4424 W Flatwoods Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 4424 W Flatwoods Loop, Rathdrum, ID 83858 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 2015
Lot Size	4.59 acres (200,158 sqft)
Owner	2 Individual Names on File
Last Sale	$381,300 (Jul 2016)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0J4700030010`

Property Details

APN / Parcel Number

Primary APN	`0J4700030010`
Alternative APN	`309345`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,774 sqft Living Area
1st Floor Area	1,774 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	200,158 sqft (4.59 acres)
Garage Type	Attached
Garage Area	659 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	309345
Street Address	4424 W FLATWOODS LOOP
City	RATHDRUM
State	ID
Zip	83858-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SELKIRK MEADOWS 1ST ADD, LT 1 BLOCK 3 2852N04W
Legal Range	04W
Legal Township	52N
Legal Section	28
Legal Subdivision	SELKIRK MEADOWS 1ST ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	2
Census Block	2003
Census Tract	304

Owner

Source: Kootenai County records · APN 0J4700030010

Assessment roll updated October 16, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4424 W FLATWOODS LOOP, RATHDRUM, ID 83858-7401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage POTLATCH #1 FEDERAL CREDIT UNION
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2016 · Amount on Record
Deed Sale	Jul 14, 2016 · Amount on Record
Prior Sale	Dec 29, 2015 · Amount on Record
Deed Document Number	20162553583000
Prior Transfer Date	Jul 08, 2016
Prior Transfer Doc	2552734000
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Recording Date	Apr 20, 2026
Property Address	4424 W FLATWOODS LOOP, RATHDRUM, ID 83858-7401
Document Number	0003039868
Instrument Date	Apr 14, 2026
Instrument	20263039868
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	KOOTENAI COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 W FLATWOODS LOOP, RATHDRUM, ID 83858-7401

Mortgage

Document Number	0003039868,
Date	Apr 20, 2026
Instrument	20263039868

Lender

Name	POTLATCH #1 FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	4424 W FLATWOODS LOOP, RATHDRUM, ID 83858-7401
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2707806000
Date	Aug 20, 2019
Instrument	2707806000

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	4424 W FLATWOODS LOOP, RATHDRUM, ID 83858-7401
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2846234000
Date	Jul 14, 2021
Instrument	2846234000

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated October 16, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,881.00 (-5.29%) Homeowner's exemption	$689,695 (+0.39%) Land $345,425 Building $344,270	$689,695 (+0.39%) Land $345,425 Building $344,270
2024	$1,986.00 (+1.27%)
2023	$1,961.00 (-15.22%) Homeowner's exemption	$687,009 (+0.37%) Land $349,989 Building $337,020	$687,009 (+0.37%) Land $349,989 Building $337,020
2022	$2,313.00 Homeowner's exemption	$684,454 Land $347,434 Building $337,020	$684,454 Land $347,434 Building $337,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kootenai County (16055C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 13% of Idaho
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Newmax	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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