4148 W Flatwoods Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 4148 W Flatwoods Loop, Rathdrum, ID 83858 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,146 sqft · built 2012
Lot Size	4.77 acres (208,043 sqft)
Owner	Individual Name on File
Tax Bill	$2,428 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0J4700010100`

Property Details

APN / Parcel Number

Primary APN	`0J4700010100`
Alternative APN	`309336`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,146 sqft Living Area
Basement Area	1,287 sqft
Unfinished Basement	1,287 sqft

Exterior

Year Built	Built 2012
Construction Type	Frame
Foundation Type	Concrete
Lot Area	208,043 sqft (4.77 acres)
Garage Type	Attached
Garage Area	837 sqft
Parking Spaces	3 Parking Spaces
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	309336
Street Address	4148 W FLATWOODS LOOP
City	RATHDRUM
State	ID
Zip	83858-7215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SELKIRK MEADOWS 1ST ADD, LT 10 BLOCK 1 2852N04W
Legal Subdivision	SELKIRK MEADOWS 1ST ADD
Legal Block	1
Legal Lot Number	10
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	2
Census Block	2023
Census Tract	304

Owner

Source: Kootenai County records · APN 0J4700010100

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4148 W FLATWOODS LOOP, RATHDRUM, ID 83858-7215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2025	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Sep 18, 2017	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Dec 03, 2019	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2011
Deed Sale	Aug 16, 2011
Prior Sale	Jul 29, 2011
Deed Document Number	2323981000
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	4148 W FLATWOODS LOOP, RATHDRUM, ID 83858-7215
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	UNKNOWN, TITLEONE NORTH IDAHO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4148 W FLATWOODS LOOP, RATHDRUM, ID 83858-7215

Mortgage

Document Number	3026227000
Date	Dec 08, 2025
Instrument	3026227000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	4148 W FLATWOODS LOOP, RATHDRUM, ID 83858-7215
Transaction Type	Mortgage
Record Updated	Apr 08, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2963171000
Date	Mar 18, 2024
Instrument	2963171000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	4148 W FLATWOODS LOOP, RATHDRUM, ID 83858-7215
Transaction Type	Mortgage
Record Updated	Aug 04, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2612008000
Date	Sep 18, 2017
Instrument	2612008000

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	4148 W FLATWOODS LOOP, RATHDRUM, ID 83858-7215
Transaction Type	Mortgage
Record Updated	Aug 04, 2022
Title Company	FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2725643000
Date	Dec 03, 2019
Instrument	2725643000

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	4148 W FLATWOODS LOOP, RATHDRUM, ID 83858-7215
Transaction Type	Mortgage
Record Updated	Aug 04, 2022
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2745560000
Date	Apr 14, 2020
Instrument	2745560000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,428.00 (-5.49%) Homeowner's exemption	$867,129 (+1.05%) Land $350,089 Building $517,040	$867,129 (+1.05%) Land $350,089 Building $517,040
2024	$2,569.00 (+2.76%)
2023	$2,500.00 (-15.91%) Homeowner's exemption	$858,143 (+0.34%) Land $353,353 Building $504,790	$858,143 (+0.34%) Land $353,353 Building $504,790
2022	$2,973.00 Homeowner's exemption	$855,261 Land $350,471 Building $504,790	$855,261 Land $350,471 Building $504,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kootenai County (16055C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 13% of Idaho
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Newmax	Fixed Wireless (unlicensed)	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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