4424 Old River St, Oceanside, CA 92057 Property Records

San Diego County property record for 4424 Old River St, Oceanside, CA 92057 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,679 sqft · built 1992
Lot Size	0.228 acres (9,931 sqft)
Owner	Company Name on File
Tax Bill	$4,098 (2025)
Deeds & Mortgages	Feb 2023 Transfer Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`157-812-12-00`

Property Details

APN / Parcel Number

Primary APN	`157-812-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,679 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	9,931 sqft (0.228 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4424 OLD RIVER ST
City	OCEANSIDE
State	CA
Zip	92057-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 TR 012343
Legal Subdivision	RIVER MEADOW
Legal Tract	012343
Legal Block	2
Legal Lot Number	47
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2015
Census Tract	18521

Owner

Source: San Diego County records · APN 157-812-12-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4424 OLD RIVER ST, OCEANSIDE, CA 92057-6001
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2023	Intrafamily Transfer, Transfer
Mar 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 23, 2019	Intrafamily Transfer, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 17, 2018	Intrafamily Transfer, Transfer · VA Mortgage UNISOURCE
Mar 27, 2017	Deed of Trust, Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2019
Deed Sale	Sep 23, 2019
Prior Sale	Mar 23, 2016 · Amount on Record
Deed Document Number	2019416363
Last Transfer Date	Sep 12, 2022
Transfer Doc	0000026009
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 01, 2023
Property Address	4424 OLD RIVER ST, OCEANSIDE, CA 92057-6001
Document Number	0000026009
Map Reference	MAP 12343
Instrument Date	Sep 12, 2022
Instrument	2023-0026009
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4424 OLD RIVER ST, OCEANSIDE, CA 92057-6001

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4424 OLD RIVER ST, OCEANSIDE, CA 92057-6001
Transaction Type	Mortgage
Record Updated	Apr 05, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 OLD RIVER ST, OCEANSIDE, CA 92057-6001

Mortgage

Document Number	0000232383
Date	Mar 25, 2021
Instrument	2021-0232383

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4424 OLD RIVER ST, OCEANSIDE, CA 92057-6001
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000190245
Date	Apr 15, 2020
Instrument	2020-0190245

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Sep 01, 2049

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 23, 2019
Property Address	4424 OLD RIVER ST, OCEANSIDE, CA 92057-6001
Document Number	0000416363
Map Reference	MAP 12343
Instrument Date	Jul 25, 2019
Instrument	2019-0416363
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 OLD RIVER ST, OCEANSIDE, CA 92057-6001

Mortgage

Document Number	0000416364
Date	Sep 23, 2019
Instrument	2019-0416364

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2049

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2018
Property Address	4424 OLD RIVER ST, OCEANSIDE, CA 92057-6001
Document Number	0000338363
Map Reference	MAP 12343
Instrument Date	Aug 10, 2018
Instrument	2018-0338363
Transaction Type	Transfer
Record Updated	Feb 06, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4424 OLD RIVER ST, OCEANSIDE, CA 92057-6001

Mortgage

Document Number	0000338364
Date	Aug 17, 2018
Instrument	2018-0338364

Lender

Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4424 OLD RIVER ST, OCEANSIDE, CA 92057-6001
Document Number	0000180972
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 28, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 OLD RIVER ST OCEANSIDE CA 920576001, OCEANSIDE, CA 92057-6001

Mortgage

Document Number	0000180972
Date	Apr 24, 2017
Instrument	180972

Lender

Name	LOW VA RATES LLC
Address	384 S 400 W # 100, LINDON, UT 84042-1957

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$537,316 (+2%) Land $162,194 Building $375,122
2025	$4,098.00 (+2.99%)	$526,781 (+4.04%) Land $159,014 Building $367,767
2023	$3,979.00 (-0.7%)	$506,328 Land $152,841 Building $353,487
2022	$4,007.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, San Diego Broadband, T-Mobile USA, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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